1687 Blue Heron Way, Hampton, GA 30228
4 beds · 2 baths · 2,035 sqft
This beautiful home resides in a $7,000.00 First Time Homebuyer Grant Eligible Area. The grant does not have to be repaid. There is also 100% Financing available! No Down Payment Required! Both the grant program and the 100% financing program are available through our approved lender. This home is full of upgrades: the garage door can be raised and a retractable screen, which has a door, can be lowered to allow fresh air to come into the area when the weather is nice, the interior door leading to the garage area also has a retractable screen so the airflow can continue from within the garage into the home; a heated and cooled 12 X 15 sunroom was built which increased the square footage from 1,855 to 2,035, the seller has all documentation to confirm that the additional square footage has been approved by the city of Hampton; an 8 X 8 Storage Unit was installed which allows items to be stored outside the home, upscaled backyard, Vivint Security System, the glass in the front door is unbreakable to prevent theft, contemporary lighting fixtures were installed; stainless steel Samsung Kitchen Appliances were purchased, the range has a double oven which can be used an air fryer, upgraded shower heads were added, etc. You definitely want to see this home! This is the perfect home for entertaining as well as for those who do not want to have stairs in their home! It has four bedrooms, two full bathrooms, laundry room, kitchen, living room/dining room combo with French doors that opens up into a heated and cooled sunroom which was added for additional entertainment space. The backyard is delightful with patio furniture throughout which makes this perfect for outside entertaining, grilling, as well as just enjoying mother nature. This is paradise for those who love having people over their home. If you are looking for a great home, in a quiet subdivision with access to shopping, then this is the home for you! Please schedule a showing with the Listing Agent at 678-598-1906!
Source: GAMLS #10346454
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10346454
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10346454
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