16853 Le Clare Shores Dr, Tampa, FL 33624
3 beds · 3 baths · 1,677 sqft
Under contract-accepting backup offers. Welcome Home! This beautiful townhome is located in Le Clare Shores, a hidden gem in desirable Northdale, this so much to offer, End unit, with private garage and your own backyard with brand new artificial grass installed. Upon entering this home, you are greeted with an open floor plan, The main level offers solid tile floors and features a flex/office/den space as well as a renovated open kitchen with brand new stainless steel appliances, plenty of cabinet space, granite countertops and an island overlooking the dining area and living room with wood.burning fireplace. Tons of natural lighting throughout, newer windows, the master suite featuring a large walk-in closet, updated en-suite bath, and vaulted ceiling, Enjoy your morning coffee or evening cocktail on the covered patio overlooking the maintenance free backyard which has plenty of opportunity for grilling, gardening or entertaining! This is a well maintained town home including a new roof in 2016, new A/C in 2016 and water heater in 2021 community has many amenities which include a pool, playground and grill overlooking the 43 acre lake; complete with a boat ramp, fishing dock, kayak storage and nature trail. All of this with a very low HOA fee of $45/month. Located in an A-Rated school district and conveniently located to shopping, dining and the Veterans Expressway. Call today to schedule your private tour!Half bath on the main offers convenience for owners and guests. Outside you will also find a generous area for grilling, a patio pad with a hot tub, and fence on the neighbor side for privacy. Upstairs you will find the master suite featuring a large walk-in closet, en-suite bath, vaulted ceilings Two additional bedrooms share one additional bathroom. Call today for your private showing
Source: STELLAR #tb8306957
Source: STELLAR #tb8306957
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8306957
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.