16829 Midsummer Ln, Spring Hill, FL 34610
4 beds · 3 baths · 2,501 sqft
Welcome to his fully loaded 2,501 sq/ft, 4-bedroom, 3 bath, 3 car garage residence, in the desirable gated community of Quail Ridge. With low HOA fees, no CDD fees, beautiful walking/biking paths that run through the community, and just a 30-minute commute to Tampa International Airport, this stunner offers everything you’ve been searching for and more. Step inside to find a well-designed space with a fresh, contemporary vibe. New luxury large-format porcelain flooring runs throughout the light & bright, open-concept, spit floor plan. You’ll be delighted by the grandiose accent wall and fireplace insert in the family room. The heart of the home boasts a fully equipped gourmet kitchen with top-of-the-line LG stainless steel appliances, granite countertops, ample cabinetry, and breakfast bar. Retreat to your private oasis in the spacious master suite, complete with a custom walk-in closet and a stunning en-suite bathroom featuring a dual vanity with quartz countertops and a large frameless LED light mirror, a soaking tub, and a separate glass-enclosed shower with a multi-jet rain shower head & attachment, smart toilet, and decorative fireplace. This tranquil space is perfect for unwinding after a long day. Three generously sized additional bedrooms provide plenty of space for family, guests, or a home office. The two additional bathrooms are also tastefully designed with top-of-the-line finishes, ensuring comfort and privacy for everyone. Relax in the enclosed Florida room or step outside to your beautifully landscaped backyard overlooking the wooded area with no rear neighbors. The screen patio is perfect for alfresco dining or morning coffee. Enjoy the convenience of a spacious three-car garage, providing ample storage for vehicles, tools, and recreational gear. This home is fully loaded with all the works, including energy-efficient appliances, smart home technology, and Arlo security system, giving you peace of mind and comfort. NOT IN A FLOOD ZONE. Great Location! Conveniently located near Suncoast Veterans Expressway For Easy Commute to Tampa, as well as a wealth of restaurants, medical facilities, country clubs and parks, and more. Don’t miss your chance to own this incredible property that perfectly blends style, functionality, and modern living. Call us to schedule a private showing today!
Source: STELLAR #tb8330366
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8330366
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8330366
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.