1672 Winding Creek Rd, Dunedin, FL 34698
5 beds · 3 baths · 4,058 sqft sqft
No damage or flooding from the recent hurricanes! This property is high and dry! Owner Financing Available! Welcome to your Expansive Natural Retreat in the heart of Dunedin! When you pull up to this luxury property you'll be captivated by its elegance and charm and awed by the meticulously landscaped grounds that lead you to the home. The grand circular driveway provides ample parking for your guests. Step inside this home and enter into a spacious, entry foyer. This home is custom built and has many unique and well thought out features! The formal dining room offers an exquisite space perfect for hosting wonderful dinner parties. The expansive living room, with its stunning fireplace, is an entertainer's paradise, complete with a custom-built bar and lounge area. The large windows and doors reveal breathtaking views of the lush, tropical backyard and landscape! The remodeled chefs kitchen features wood cabinetry, granite countertops and upgraded appliances with a built in refrigerator. There is also an additional dining area off the kitchen with beautiful views of the backyard. Both the living room and kitchen open to a large screened deck that spans the back of the home. There is a custom-built outdoor grill and ample space making outdoor dining a delight. The primary suite is a true private sanctuary, including a large bedroom with beautiful views, spacious bathroom, a private living room, and a dedicated office with built-in cabinetry. Four additional spacious bedrooms, two extra bathrooms, ensures privacy and comfort for all. The split floorplan enhances the sense of space and separation. Unique to Florida, the home includes a mudroom off the oversized three-car garage and a large laundry room with additional storage. The estate sits on an expansive almost acre, private lot with Curlew Creek running behind it, providing a tranquil natural ambiance. The backyard has enough space to add a pool and any other recreational feature you desire. Additional amenities include a deep water well for home and irrigation, a comprehensive security system with intercom, a newer roof (2019), a newer AC (2021), and renovated decking. Located conveniently close to Downtown Dunedin's vibrant bars, restaurants, shops, and festivals, as well as Honeymoon Island and the ferry to Caladesi Island. This property is located about a mile from US 19 which ensures you that you are just minutes from Clearwater, Tampa, and St. Petersburg. This property has so many features and possibilities! Schedule your showing today!
Source: STELLAR #u8243503
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8243503
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #u8243503
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.