167 Oak Cir, Ocala, FL 34472
3 beds · 2 baths · 1,337 sqft
elcome to your dream home, a majestic and newly built haven nestled in the heart of the tranquil Silver Springs Shores in Ocala. This 2022 masterpiece is a rare find that perfectly combines modern elegance with a warm, inviting atmosphere. Spread over a spacious quarter acre lot, this property is an oasis of peace, offering lush natural surroundings and a raised vegetable garden in the backyard. Step inside to discover a stunningly crafted interior with 3 generously sized bedrooms and 2 immaculate bathrooms, designed for ultimate comfort and luxury. The heart of this home is its open-plan living area, accentuated by soaring vaulted ceilings and bathed in natural light, creating an airy and welcoming space for you and your loved ones. The state-of-the-art kitchen, featuring sleek solid surface counters and high-end stainless-steel appliances, is a chef's delight and the perfect setting for creating culinary masterpieces. The house also boasts an attached 2-car garage, providing convenience and extra storage space. The exquisite luxury vinyl flooring throughout the home adds a touch of sophistication, while the energy-efficient central air system ensures your comfort year-round. Speaking of energy efficient...how about a 22-panel Lumio Solar System, which is completely paid off, to give you peace of mind knowing you won't have an electric bill. You'll also enjoy the sparkling clean well water with a water softener and water filtration system. Located in a serene neighborhood with no HOA fees, this property is not just a house, but a sanctuary where you can escape the hustle and bustle of everyday life. With its prime location, you're just a stone's throw away from essential amenities, yet far enough to enjoy the peace and quiet of suburban living. Located just minutes from I-75 and US-301, it makes commuting a breeze! Don't miss this opportunity to own a piece of paradise in Ocala. This home is more than just a living space; it's a lifestyle choice for those seeking luxury, comfort, and tranquility. Act now and step into the life you've always dreamed of.
Source: STELLAR #W7870541
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #W7870541
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.