1669 Saratoga Dr, Titusville, FL 32796
3 beds · 2 baths · 1,277 sqft sqft
One or more photo(s) has been virtually staged. Introducing a fully renovated home in Titusville that will take your breath away! ??? This gem features three spacious bedrooms and two full bathrooms, perfect for your family. Every corner of this house has been updated with high-quality materials, including a new roof, air conditioning system, and a completely updated plumbing system, ensuring year-round comfort. The kitchen is a dream come true, boasting brand-new cabinets, an impressive backsplash, and a Quartz island in modern tones. The latest appliances and contemporary paint colors both inside and out give this home an elegant and stylish touch. New modern flooring flows throughout the house, and each bathroom has been completely renovated with tiles on the walls and floors, creating a luxurious space. The kitchen and living room feature reset lights throughout, and the entire house has a new set of lights, including new lamps and ceiling fans. Additionally, the property features a new fence on both the right and left sides, providing privacy and security. Located in a beautiful part of Titusville, this home feels brand new and is ready to be your new haven. And the best part, no HOA! Don't miss out on this opportunity!
Source: STELLAR #o6214929
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6214929
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6214929
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.