1665 Avery Way, Castle Rock, CO 80109
5 beds · 4 baths · 4,234 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this stunning semi-custom home, perfectly nestled in the tranquil Morning View neighborhood of The Meadows. The meticulously landscaped, fully fenced yard is a true gem, complete with French drains around the property line, a welcoming front porch, and an expansive backyard patio featuring a custom stone firepit—ideal for relaxing on a warm summer evening. Step inside, and you’ll be greeted by a bright, inviting office with French doors and beautiful ¾” Hickory hardwood floors that flow throughout. The home offers a spacious formal dining room, and the chef’s kitchen steals the show as a true centerpiece. With a large center island, two programmable refrigerators, dual gas stoves, and plenty of prep space, this kitchen is designed for both everyday cooking and entertaining. A generous pantry ensures you have all the storage you need for your culinary creations. The open-concept layout effortlessly connects the kitchen to the expansive great room, creating the perfect space for both relaxation and hosting guests. On the main floor, you'll also find a full bath and a guest bedroom, offering privacy and comfort for visitors or family members. Upstairs, the primary suite offers a peaceful retreat with a spa-inspired 5-piece en-suite bath. A spacious loft provides additional versatile living space to fit your lifestyle, while three more bedrooms upstairs include one with its own private bath, making it a perfect guest suite. The large laundry room upstairs doubles as a hobby room or extra storage space.Throughout the home, you'll find luxurious finishes, including a Level 5 drywall finish that adds a refined touch to many rooms, and exquisite tile work in every bath. With an 1,800 sq ft unfinished basement ready for customization, this home offers endless possibilities to create the perfect space for you. This is a must-see for anyone seeking a blend of elegance, comfort, and true functionality—your dream home awaits.
Source: PPMLS #1075750
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: PPMLS #1075750
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.