16614 Mosaic Oar Dr, Wimauma, FL 33598
4 beds · 3 baths · 2,328 sqft
Welcome to your dream home in the desirable Sereno Gated Community of Wimauma! This stunning 4-bedroom, 2.5-bath residence offers a perfect blend of modern comfort and inviting charm. With a spacious layout and thoughtful design. As you step inside, you are greeted by a bright and airy open-concept living area that seamlessly connects the spacious family room, dining area, and modern kitchen. The heart of the home boasts stainless steel appliances, ample countertop space, and a large island perfect for casual dining or meal prep. Large windows flood the space with natural light, creating a warm and welcoming atmosphere. Notable recent updates include a beautifully remodeled downstairs bathroom, showcasing stylish finishes and fixtures, and a newly added dry bar that is perfect for entertaining guests or enjoying a quiet evening at home. The master suite is a true retreat, featuring an oversized walk in closet, and a en-suite bathroom with dual vanities. Three additional generously sized bedrooms provide plenty of space for family or guests, along with a well-appointed full bath. Downstairs there is a convenient half bath for visitors that has been remodeled. Step outside to your private backyard oasis, where you can enjoy Florida's beautiful weather year-round. The outdoor space is perfect for barbecues, gardening, or simply relaxing with a good book. This yard has more than ample room for a pool! This community offers top-notch amenities, including a clubhouse, swimming pool, tennis courts, racquetball courts, playground, dog park, and scenic walking trails. The HOA includes high speed WiFi, and TV cable service. Plus, this home is just minutes away from Hillsborough County's soon-to-be-completed state-of-the-art high school, providing exceptional educational opportunities. The neighborhood's convenient location places you just minutes away from shopping, dining, and major roadways, making commuting a breeze. Don't miss the opportunity to make this beautiful home your own! Schedule a showing today!
Source: STELLAR #TB8361790
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8361790
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.