16543 Lake Brigadoon Cir, Tampa, FL 33618
2 beds · 3 baths · 1,104 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Under contract-accepting backup offers. One or more photo(s) has been virtually staged. SELLER IS MOTIVATED!!!! This BEAUTIFULLY RENOVATED 2-BEDROOM, 2.5-BATHROOM Lake Heather townhome boasts a modern and stylish interior perfect to fit anyone's taste. Updates include 2023 HURRICANE WINDOWS AND SLIDERS, Textures, Paint, Cabinetry, Granite, 2019 Water Heater and Turfed backyard. The HOA fee covers EXTERIOR INSURANCE, Roof, Grounds, Exterior, Pest Control and Community Pool making this a truly maintenance-free living experience. From the moment you step inside, you’ll be greeted by an inviting OPEN FLOOR PLAN that seamlessly flows from room to room. The GOURMET KITCHEN features sleek GRANITE countertops, ESPRESSO COLORED CABINETRY, and STAINLESS STEEL APPLIANCES, creating a perfect space for cooking and entertaining. ALL bathrooms feature granite countertops for a cohesive design. The SPACIOUS Primary bedroom includes a custom built-in closet organization system. This exceptional community is just minutes from NorthLakes Recreational Park, Sports Complex, and PICKLEBALL COURTS! Located just off Dale Mabry Hwy, you'll enjoy easy commutes and proximity to shopping, dining, and entertainment options galore! Don’t miss this opportunity to own a move-in ready townhome in the heart of Carrollwood! BUYER CAN RECEIVE A LENDERS CREDIT TOWARDS BUYER PREPAIDS AND CLOSING COST (BASED ON THE LOAN AMOUNT) IF THE BUYER CLOSES THEIR LOAN WITH PINEAPPLE HOME LOANS.
Source: STELLAR #TB8331852
Source: STELLAR #TB8331852
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.