16529 Windsor Way, Alva, FL 33920
4 beds · 3 baths · sqft
THE LOWEST PRICED 4/3 IN THE COUNTRY CLUB! You simply must see this meticulously maintained 2022 Lennar Homes, Trevi model that is ready for new owners to love it! This home offers sophistication and charm featuring modern, elegant finishes throughout. Neutral tones with just a splash of color here and there give you style as well as that comfortable home feel. The four bedroom, 3 full bath home is perfect for a growing family or a couple who enjoys having company. The three bedrooms at the front of the home and the large master suite are separated by the large great room boasting an open kitchen with plenty of cabinets, granite cabinets, stainless steel appliances, a walk in pantry, and a spacious island. The kitchen over looks the living and dining areas perfect for entertaining. The sizable primary suite offers two large walk-in closets, stunning tile carried in seamlessly from the rest of the home, and a beautifully laid out en suite with dual sinks, an oversized tile shower, and separate toilet room. Nestled against a lush preserve in the highly desired River Hall Country Club, this home offers the best of our wonderful Florida lifestyle. Whether playing the 18 hole Davis Love III golf course, lounging by the private, members only pool while enjoying snacks and drinks from the Bunker Bar, or dining at the Caloosa Grill at the communities clubhouse, there's plenty to do all without leaving the comfort of your neighborhood. Just outside the gates is the Town Hall Amenity Center with another huge resort style pool, fully equipped fitness center, yoga studio, meeting rooms, card rooms, locker rooms with showers, bocce, pickle ball, and tennis courts, as well as a children's playroom and playground. All this while being only minutes from SR 80 for shopping, dining, schools, easy access to I-75, a straight shot to downtown Fort Myers, and 10 minutes or less to multiple public parks and boat ramps.
Source: FORTMYERS #224077978
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224077978
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #224077978
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.