1651 Aspen Meadows Cir, Denver, CO 80260
2 beds · 3 baths · 1,475 sqft
Get a free consultation call with an expert in the mortgage assumption process.
ASSUMABLE MORTGAGE OF 3.25% Welcome to this beautifully maintained end-unit townhome in the desirable Aspen Meadows community. This immaculate 3-story residence offers the perfect blend of comfort, convenience, and style, ideal for modern living. With new carpet and paint, this home is ready to move in! Key Features: Prime Location: Nestled in a serene, well-kept community with abundant green space, this home provides a tranquil retreat while being centrally located for easy access to I-25 and US-36. Enjoy quick commutes to Denver, Boulder, Thornton, and Westminster, with shopping, restaurants, and entertainment just a short walk away. Spacious & Private: Enjoy the privacy of a coveted corner unit. Relax on the shady front porch or cozy up on the private balcony patio. Thoughtful Interior Design: The home boasts an open and light-filled floor plan enhanced by the abundant windows. The stylish kitchen features dark cabinetry with stainless hardware, stone slab countertops, and a spacious island, complemented by all stainless steel appliances. Comfort & Convenience: Two primary suites offer walk-in closets and attached bathrooms for ultimate comfort. A bonus loft area is perfect for a home office, library, or playroom, and is currently enjoyed as a gym. Additional Amenities: This home includes a 2-car oversized insulated garage with useful crawl space access for extra storage, a powder bath on the main level for guests, and a well-maintained HOA that covers ground maintenance, exterior upkeep, roof care, snow removal, water, sewer, trash, and recycling. Community Perks: The exterior was painted and new concrete was poured in 2024! The Aspen Meadows community features a common green space, a playground, and a dog park. The current owner loves the feel and people in this community. This townhome is truly the complete package, offering a blend of modern amenities and a serene environment.
Source: RECO #2297721
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #2297721
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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