1651 Aspen Meadows Cir, Denver, CO 80260
2 beds · 3 baths · 1,475 sqft
ASSUMABLE MORTGAGE OF 3.25% Welcome to this beautifully maintained end-unit townhome in the desirable Aspen Meadows community. This immaculate 3-story residence offers the perfect blend of comfort, convenience, and style, ideal for modern living. With new carpet and paint, this home is ready to move in! Key Features: Prime Location: Nestled in a serene, well-kept community with abundant green space, this home provides a tranquil retreat while being centrally located for easy access to I-25 and US-36. Enjoy quick commutes to Denver, Boulder, Thornton, and Westminster, with shopping, restaurants, and entertainment just a short walk away. Spacious & Private: Enjoy the privacy of a coveted corner unit. Relax on the shady front porch or cozy up on the private balcony patio. Thoughtful Interior Design: The home boasts an open and light-filled floor plan enhanced by the abundant windows. The stylish kitchen features dark cabinetry with stainless hardware, stone slab countertops, and a spacious island, complemented by all stainless steel appliances. Comfort & Convenience: Two primary suites offer walk-in closets and attached bathrooms for ultimate comfort. A bonus loft area is perfect for a home office, library, or playroom, and is currently enjoyed as a gym. Additional Amenities: This home includes a 2-car oversized insulated garage with useful crawl space access for extra storage, a powder bath on the main level for guests, and a well-maintained HOA that covers ground maintenance, exterior upkeep, roof care, snow removal, water, sewer, trash, and recycling. Community Perks: The exterior was painted and new concrete was poured in 2024! The Aspen Meadows community features a common green space, a playground, and a dog park. The current owner loves the feel and people in this community. This townhome is truly the complete package, offering a blend of modern amenities and a serene environment.
Source: RECO #2297721
Interest rate and monthly payment estimated based on public records.
Source: RECO #2297721
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2297721
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