165 Standing Oak Pl, Fayetteville, GA 30214
9 beds · 5 baths · 6,302 sqft
Experience the epitome of style and elegance in this stunning all-brick, 7-bedroom, 5.5-bathroom home, complete with additional rooms that can easily be converted into bedrooms. This spacious three-story residence sits on a full basement and features a three-car garage, all nestled in the highly desirable Country Lake Community. Adding to the appeal, this home boasts four fireplaces throughout. Upon entering, you are greeted by a grand two-story stone-tiled foyer, setting the tone for the sophisticated interior. The main level offers hardwood flooring throughout, leading you to a beautiful separate living room and a formal dining room with elegant columns-perfectly sized for hosting large gatherings. The coffered ceilings enhance the sense of luxury and grandeur. The family room, featuring 10-foot ceilings, offers a warm and inviting space for relaxation. The chef's kitchen is a true highlight, featuring marble countertops, a breakfast bar, a marble-top island, a full wall unit oven, and a separate eat-in area. The master suite, located on the main level, is a retreat in itself, with its own fireplace, sitting area, and coffered ceilings. The master ensuite includes a soaking tub, separate shower, and dual sinks for his and her convenience. Upstairs, you'll find four generously sized bedrooms, each with access to a Jack and Jill bathroom. The lower level of the home is an entertainer's dream, with an expansive basement that can accommodate a large number of guests. The standout feature of this space is the impressive bar area, perfect for hosting gatherings. There's also a spacious party area ideal for a pool table and dancing, along with four additional bedrooms-one featuring a fireplace-and two full bathrooms. Step outside onto the main level to find a screened-in porch, ideal for grilling and enjoying outdoor meals. In addition to the luxurious home itself, the Country Lake Community offers a peaceful, friendly atmosphere with a clubhouse, swimming pool, and tennis courts. This exceptional home, coupled with the extensive community amenities, offers a lifestyle of unparalleled comfort and convenience.
Source: GAMLS #10428691
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10428691
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10428691
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