165 Standing Oak Pl, Fayetteville, GA 30214
7 beds · 5 baths · 6,302 sqft
Located in Country Lakes a highly sought-after community and competitively priced to sell. Experience the epitome of style and elegance in this stunning all-brick, 7-bedroom, 5.5-bathroom home, complete with additional rooms that can easily be converted into bedrooms. This spacious three-story residence sits on a full basement and features a three-car garage, all nestled in the highly desirable Country Lake Community. Adding to the appeal, this home boasts four fireplaces throughout. Upon entering, you are greeted by a grand two-story stone-tiled foyer, setting the tone for the sophisticated interior. The main level offers hardwood flooring throughout, leading you to a beautiful separate living room and a formal dining room with elegant columns-perfectly sized for hosting large gatherings. The coffered ceilings enhance the sense of luxury and grandeur. The family room, featuring 10-foot ceilings, offers a warm and inviting space for relaxation. The chef's kitchen is a true highlight, featuring marble countertops, a breakfast bar, a marble-top island, a full wall unit oven, and a separate eat-in area. The master suite, located on the main level, is a retreat in itself, with its own fireplace, sitting area, and coffered ceilings. The master ensuite includes a soaking tub, separate shower, and dual sinks for his and her convenience. Upstairs, you'll find four generously sized bedrooms, each with access to a Jack and Jill bathroom. The lower level of the home is an entertainer's dream, with an expansive basement that can accommodate a large number of guests. The standout feature of this space is the impressive bar area, perfect for hosting gatherings. There's also a spacious party area ideal for a pool table and dancing, along with four additional bedrooms-one featuring a fireplace-and two full bathrooms. Step outside onto the main level to find a screened-in porch, ideal for grilling and enjoying outdoor meals. In addition to the luxurious home itself, the Country Lake Community offers a peaceful, friendly atmosphere with a clubhouse, swimming pool, and tennis courts. This exceptional home, coupled with the extensive community amenities, offers a lifestyle of unparalleled comfort and convenience.
Source: GAMLS #10480089
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GAMLS #10480089
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
