165 Harbrooke Cir, Greer, SC 29651
4 beds · - baths · sqft sqft
165 Harbrooke Circle is an excellent 4 bedroom 3.5 bath Craftsman style house on an oversized lot within Harbrooke estates. This home is perfect for entertaining family and friends featuring ample guest parking. A rare find, with an additional 3 car garage, currently serving as extra storage space for the current owner. Inside of the home, the floorpan sports a main level owner's suite, a spacious two story foyer, formal dining with coffered ceilings, a large great room which is perfect for entertaining. Upstairs you will find the remaining bedrooms and loft/media room. 165 Harbrooke's beauty spills over into the kitchen breakfast area with 42inch cabinets, granite countertops, & 5" hardwood floors. The covered patio is a great place to enjoy southern sweet tea while hosting family and friends in the yard, or guests can enjoy the fire pit and basketball court behind the 3 car garage structure. Harbrooke Circle boasts beauty and convenience, as it is just minutes from dinning in a growing Reidville/Duncan area. Additionally, the new owners can be in Spartanburg or Greenville SC in less than 30 minutes. Did we mentioned Greenville is on the top 5 places to visit/live in the Southeast. Come and see this beauty to make it your home before it is gone. Call today for your private showing!!
Source: GREENVILLESC #1523025
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1523025
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1523025
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