16462 Courtyard Loop, Land O Lakes, FL 34638
4 beds · 3 baths · 2,731 sqft
**Major Price Reduction!** You need these home. Check out the Virtual Tour for a full video. How is this incredible home still available? It’s waiting for you to move in and live your best Florida life! Be sure to check out the virtual tour for all the details. Welcome to the award-winning Bexley community, where this immaculately maintained Kingfisher Model by WestBay, built in 2019, stands out from the crowd. With a 3-car garage, custom woodwork, plantation shutters, epoxy garage floors, and smart lighting throughout, this home is truly better than new and shows like a model. Inside, the versatile floor plan offers a formal dining room or office space that can easily convert to a fifth bedroom, catering to your lifestyle needs. The seamless flow of the grand room, breakfast nook, and kitchen makes this space an entertainer's dream. All four bedrooms are located upstairs, along with a loft—perfect as a second living area or a playroom. The Primary Bedroom is a true retreat, boasting an expansive en-suite bathroom and a walk-in closet that’s so spacious, it’s the closet of your dreams! The chef’s kitchen features quartz countertops, upgraded light fixtures, a stylish backsplash, and a gas stove for culinary perfection, plus an oversized pantry that can easily hold all your favorite snacks. Step outside to the generous, fully fenced backyard with extended pavers, offering the ideal canvas for you to create your own outdoor oasis. Living in Bexley means access to incredible amenities, including two resort-style pools, a lap pool, splash pad, fitness trails, and multiple parks—there's even a park right by your new home! Outdoor enthusiasts will feel right at home in this vibrant community. Be sure to visit Club Bexley and explore the community’s lifestyle offerings when you schedule your tour. Other perks include hurricane shutters, no flood zone or evacuation zone, and no storm damage. Plus, the WestBay 10-year transferable warranty provides peace of mind. With easy access to Gulf beaches, Fred Howard Park, Tampa International Airport, and local sports venues like Raymond James Stadium and Amalie Arena, the location is as convenient as it is beautiful. Plus, the home is zoned for top-rated Land O’ Lakes schools—Sunlake High, Charles S. Rushe Middle, and Bexley Elementary—and close to great charter school options. Don’t miss out on this exceptional home in Bexley! Check out the Virtual Tour Link for a full video <iframe width="560" height="315" src="https://www.youtube.com/embed/xV1gOiL1TWA?si=ylkSiwUKt-z0vBqz" title="YouTube video player" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe> Schedule your private showing today.
Source: STELLAR #TB8304440
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8304440
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.