1646 Dunes Ct, Haines City, FL 33844
4 beds · 3 baths · 2,015 sqft
SIMPLY STUNNING! This 4 bedroom 3 full bathroom pool home boasts GOLF COURSE VIEWS and is located in a cul de sac with an EXTRA LONG PAVER DRIVEWAY. Immaculately maintained home located on the 12th FAIRWAY which offers breathtaking views from the pool. Laminate floors in the common areas as well as a fully enclosed FLORIDA ROOM UNDER AIR with electric fireplace, which benefits from views of the pool and golf course beyond. UPGRADES GALORE! GRANITE COUNTERS, LAMINATE FLOORS, UPGRADED CABINETS, UPGRADED BATHROOMS, PAVER DRIVEWAY, GENERATOR AND INSIDE LAUNDRY. 2019 ROOF, NEWER AC, WATER SOFTENER AND SOLAR HEATED POOL. This open floorplan features a formal living and dining room to the front of the property as well as a charming breakfast nook and family room with views of the pool and golf course. For privacy and convenience, the primary suite is located on the left side of the home and enjoys access through a pocket door to the Florida Room. The remaining 3 bedrooms and 2 bathrooms (One is a pool bath) are located to the rear of the home. The attractive pool area has brick pavers and features a free standing hot tub and awesome views of the 12th Fairway. Southern Dunes is a master planned golf community with 24 hour security, tennis courts, fitness center, private road, clubhouse & is ZONED SHORT TERM RENTAL. The golf course is beautifully maintained and has a clubhouse and newly opened flood lit driving range. LOCATION!! Easily accessible to Disney, Legoland & Universal, downtown Orlando, Tampa and the beaches on both the Gulf and Atlantic coast. There is a wealth of shopping such as Walmart, Winn Dixie and dining close by in Haines City and Posner Park Village as well as a multi-plex cinema, Advent Health hospital and many medical facilities are close by. Don't wait, make your appointment to see this one-of-a-kind home today. <iframe width="560" height="315" src="https://www.youtube.com/embed/uAN-g4K21Ao?si=mjvnLdc8VfcAbZzW" title="YouTube video player" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe>
Source: STELLAR #s5116902
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5116902
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5116902
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