16431 Offenhaur Rd, Odessa, FL 33556
4 beds · 3 baths · 3,166 sqft
Get a free consultation call with an expert in the mortgage assumption process.
WELCOME HOME to this distinguished, MOVE IN READY property featuring a large SALTWATER POOL, 4 bedrooms, 3 bathrooms, with a 2-car garage in sought after Odessa, Florida! Enjoy this private oasis on almost two acres with NO CDD and NO Required HOA! The lot is located on a quaint, tree-lined street and has a tranquil POND VIEW. Step inside from your covered entryway to a welcoming FOYER to access the spacious LIVING ROOM and formal DINING ROOM. The split floor plan allows for excellent PRIVACY while also allowing the living space to feel bright and OPEN. The kitchen is roomy and offers granite countertops perfect for food preparation and cooking. It features stainless steel appliances, 42” wood cabinets with under cabinet lighting. There is a useful kitchen pass through to the great room. The BRIGHT kitchen nook is perfect for everyday dining. The GREAT ROOM is huge and offers a wood burning fireplace and expansive views of lush greenery and the tranquil fishing POND AND FOUNTAIN. The great room also features large sliding glass doors that flow to the screened lanai overlooking the beautiful yard. The lanai is perfect for entertaining and enjoying the REFRESHING POOL with spa. The primary bedroom suite is comfortable and offers two walk-in closets and oversized bathroom with a LUXURIOUS WALK-IN TUB, separate SHOWER GLASS ENCLOSURE and dual vanity. The dual closets offer additional storage. The second bedroom is presently used as a study. The remaining two bedrooms are split from the primary and second bedroom and offer tons of storage. The dedicated laundry room is located off the garage and is thoughtfully planned and laid out for maximum efficiency and includes a sink. But wait, this is truly a home for ENJOYMENT INSIDE AND OUT! Portions of the yard are fenced, and it does have two storage sheds. The home features NEW SOLAR PANELS (2023) which power the entire home and reduces your monthly electric bill. Enjoy energy efficiency and tranquility with newer (2022) double-pane windows throughout and a NEW (2023) septic tank and drain field. Boasting upgraded exterior stone accents, the home is truly unique. The oversized yard is perfect for relaxation, playtime or grilling out for family and friends and has plenty of space for parking or boat or vehicle storage. The two-car attached side garage has plenty of space and added storage. Currently zoned in the Steinbrenner High School district! And yet, there is just so much more to say about the location as the home is minutes to the Veterans Expressway, schools, dining, shopping, and so much more. This home is a MUST SEE to appreciate all the details and pride of ownership. Call for your private tour today!
Source: STELLAR #t3480040
Source: STELLAR #t3480040
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.