164 Triangle Pine Rd, Fountain Inn, SC 29644
4 beds · 5 baths · sqft
Get a free consultation call with an expert in the mortgage assumption process.
Experience Craftsman style construction with two acres and create your own Oasis. You can decide if you wish to add a large Vegetable garden or start a vineyard or add a pool or more. No HOA to request permission, by the way. This is an Elegant Craftsman style Farmhouse with fine engineered hardwood floors throughout and an open floor plan design. The gourmet enthusiast will absolutely love this kitchen with ZLINE Stainless steel appliances. Except for LG double refrigerator/ freezer. Convenient Pot filler included above the duel fuel stove ( Deluxe gas stove top and electric convection oven ) , built-in microwave, dishwasher and decorative range hood. The quartz countertops and huge island enhance this splendid gathering space. This is all open to a 20' X 20' living area w/ electric fireplace for ambience but it does produce heat too. There is an ample size office / study over looking the front porch and front yard with fresh new fescue sod just installed. Three nice bedrooms on one side of the house with two full baths. The master suite is 17'x15' with a huge 14'x5' walk-in closet . Relax and soak the stress away in the stand alone pedestal tub or be exhilarated with a fresh start to the day in the attractively tiled steam shower. The builder decided to add 500+/- square feet over the garage that can be a great media room or in law suite as it is complete with a walk-in closet and full bath. This home has a ton of extras. The insulation in the walls is injected foam as well as in the attic for optimum Green energy efficiency. Notice the high end thermal windows. Everything has been well thought out with a discriminating buyer in mind. The huge 43 foot long covered front porch is so inviting as is the 31'x14' covered back porch overlooking pasture. This area could easily be up fitted as an outdoor kitchen area and it already has a sink and access to a 1/2 bath from the exterior. I can only imagine the peaceful evenings relaxing on either porch sipping on your favorite beverage and enjoying life! The three car garage has a utility sink, two yard doors and a dedicated area with outlet and water for another refrigerator. Please take time and see this fine home. Built by a local builder!!! You are in the country but an easy 10-15 minutes to downtown charming Fountain Inn or Simpsonville with boutique shops , an assortment of eateries and an ice cream parlor that used to be the old train station in Simpsonville. Just a few minutes to Heritage Park and amphitheater. Another 25 minutes to downtown Greenville for The Peace Center, sporting entertainment and concerts at the Bon Socours Arena and even more fine dining. Discover this treasure of a home!!!
Source: GREENVILLESC #1553216
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GREENVILLESC #1553216
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.