164 Marina Wynd Way, Sneads Ferry, NC 28460
4 beds · 3 baths · 2,691 sqft
Welcome to an amazingly private and gated community which includes spectacular landscaping, a large swimming pool, lighted tennis courts, a boardwalk to the pier, a day dock, a boat ramp with parking, a bathhouse, a huge clubhouse with a full kitchen, an upstairs exercise room, a basketball court and a picnic and grilling area which also includes a playground. This charming home is situated within immaculate landscaping and will blow you away with its custom touches with each step you take. As you enter, you will immediately notice the Hillshire sturdy wooden floors. The grand foyer opens to a living room. The large and bright living room welcomes you and feels as though it was made for cozy evenings with a nice glass of wine, reading your favorite author, playing family games, conducting deep conversations or just watching movies around a gas fireplace. A gourmet kitchen is connected to the living room and shielded by colossal arches and offers glistening granite counter tops, cabinetry which provides a wealth of storage space and under cabinet trash pull out together with deep double pull out kitchen drawers, an oversized custom-built working island with a sink and bake ware pull out organizer, stainless-steel appliances, a pantry and Butler's pantry with a custom-built cherry wood and glass cabinet ready for your holiday dinnerware. A dining room with a coffered ceiling and rich wainscoting awaits its new owners to host their next family meal. A private Master Suite with a vaulted ceiling offers a double vanity, a Safe Step walk-in tub, a shower, a linen closet, and a walk-in closet. The Master closet connects to a large laundry room with a sink, upper cabinets, a linen closet, built-in bench and storage cabinets and washer and dryer ready for its new owners. A coat closet and half bathroom complete the main floor. Upstairs you can explore a large loft that can be used as a family room, a gym or a movie room. Two spare bedrooms and an office share a full bathroom and a large line closet. A four-seasons Carolina sunroom with mini split for cooling and heating and Continuous Loop roll down Solar Shades invites you to sit down and enjoy your afternoon cup of tea while overlooking your fenced wooded backyard and watching wildlife passing by - an abundance of birds, butterflies, fox, deer, owls, turtles, bunnies and opossums. This is Southern Living at its finest! The home also features HVAC installed in 2024, aluminum fence installed in 2022, a transferable termite bond, hurricane roll shutters installed by Atlantic Breeze - electric, battery and hand operated, leaf gutter protector with lifetime transferable warranty, surround sound system, a whole house surge protector installed by Jones Electric and the owners are also offering one-year home warranty. The absolutely amazing location is another feature which this property offers - situated on the coastal side of the fishing village of Sneads Ferry, close to Topsail beaches, a 4-star rated golf course, shopping and 5 minutes from the back gate of Camp LeJeune.
Source: NORTHCAROLINAREGIONAL #100491347
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NORTHCAROLINAREGIONAL #100491347
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.