1639 Meadowlark Dr, Deltona, FL 32725
5 beds · 5 baths · 3,958 sqft
Get a free consultation call with an expert in the mortgage assumption process.
**CUSTOM MULTI-GEN/MOTHER-IN-LAW SUITE - COMPLETE WITH DOUBLE DOOR PRIVATE ENTRANCE, FULL EN-SUITE BATH, & ADDITIONAL PRIVATE SITTING ROOM/TV DEN ON THE 1ST FLOOR** Welcome to 1639 Meadowlark Dr in Deltona, Florida - located right off of I4 with easy access to tons of shopping and restaurants!! – A stunning modern retreat designed for comfort and versatility, this expansive single-family home boasts 5 bedrooms and 4.5 bathrooms, offering approximately 3,958 square feet of beautifully designed living space on a generous 0.33-acre lot. A true highlight of this residence is the thoughtfully custom designed multigenerational primary suite, complete with a full ensuite bath and a private living room—perfect for extended family, guests, or a private retreat. Built in 2023 (ROOF, AC, PLUMBING, ELECTRIC 2023), this home is filled with luxurious upgrades, including elegant luxury vinyl flooring that flows throughout the open-concept layout including the entire upstairs, Energy efficient SS SMART appliances and windows, custom built floor to ceiling 20ft feature wall with beautifully crafted built-in shelving, stunning electric fireplace, entertainment system efficiently wired to hide all electronics for a seamless designer look, expansive windows and custom draperies, upgraded staircasing, and so much more at every turn as you venture through this spectacular home. The heart of the home is the chef-inspired kitchen, featuring premium SS appliances, sleek countertops, 11.5ft premium kitchen island with seating for 5, huge walk-in 6ftx6ft pantry, and ample cabinetry to meet all your culinary needs. Upstairs, enjoy your oversized loft that boasts views of the 20ft cathedral ceilings from above. A perfect place for families to spread out and enjoy their own space. Laundry is a breeze with the oversized 10x6ft laundry room that is located in the middle of the split floor plan between the Master Retreat and the other 4 bedrooms on the other side of the upstairs loft. Outside, the spacious MANOR SERIES PREMIUM LOT provides endless possibilities for relaxation or entertaining. With modern amenities, high-end finishes, and a prime location, this home is a rare gem waiting for its new owners. Don’t miss the opportunity to make it yours!
Source: STELLAR #O6291210
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6291210
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.