1636 Sedgefield Dr, Murrells Inlet, SC 29576
3 beds · - baths · sqft
Drive up to this beautifully landscaped 3BR/2BA/2CAR garage fully renovated home nestled on a lovely direct 17th fairway golf course view lot. Feel the wow, when you enter the driveway and approach a lovely front porch that boasts 2 new tasteful front double doors with matching side lights and large paladin window adorned with architectural design place perfectly over the center of doors, providing beauty and light. Open the door and find soaring new smooth top ceilings and new luxury vinyl plank floors that flow consistently throughout the home- foyer, family room, kitchen, dining room, breakfast area, sunroom and 3 bedrooms. As you walk in, find a large coat closet to your right and straight ahead an enormous family room complete with soaring ceiling, LVP, gas fireplace featuring built-in book shelves and storage cabinets, with a wall of floor to ceiling new sliders and windows overlooking an awesome large paver deck, new extra-large concrete deck with outside grilling and cooking area which boasts a new lighted pergola- all overlooking a spectacular view of the 17th fairway of Indigo Creek Golf Course. A wonderful outdoor living area for entertaining and your morning coffee or cool afternoon drinks. The family room is completely open to a huge, updated kitchen- new resurfaced kitchen cabinets, new quartz counter tops, and breakfast bar. The kitchen also has new GE kitchen appliances to include French-door refrigerator, large freezer drawer, smooth top range, microwave, and dishwasher. The kitchen has a large pantry, bright light breakfast area featuring a picture window for an open inviting feeling. There’s also an entry door into the laundry room for convenience complete with front end load washer and dryer, plus cabinets for storage. From the laundry room there is a direct entry door from the garage making unloading easy for owners. In addition to the amazing breakfast area there is a separate large dining area with a large picture window to have another welcoming warm feeling room for gathering family and friends and is located next to kitchen, family room, and flex room. Find a wonderful large flex room with tons of windows perfect for a sunroom, office, den, and boast new sliders to patio as well. Home is a family-centered home with inside and outside entertaining for family and guests and yes it has phenomenal golf course views. The master bedroom features LVP floors, smooth top ceilings, lovely new barn door, and a fully renovated master bath and extended master closet- added built-in dresser, shelving, and shoe rack. Master bedroom has 3 large new Anderson Windows (throughout), plus new slider leading to a large patio overlooking spectacular views of golf course. Master bath boasts lovely, tiled shower, coordinating tile floors and have high top dual sinks with granite tops, new dual flush toilet. The two additional bedrooms offer large closets and are located on the left side entering home with a full tiled bathroom between them boasting a tub/shower, and new dual flush commode for convenience. In addition, this bath is located perfectly for family and guests’ convenience with an entry door from the hall. Truly, this home is beautiful, spacious, and has many wonderful gathering places inside and outside for your family and guests to make wonderful memories. Home has been loved and renovated with too many upgrades to even mention them all (all windows and sliders have been replaced by New Anderson.) See this one - it will sell itself and make you a wonderful Coastal golf course home in a spectacular community. Indigo Creek has phenomenal amenities: community pool, a bocce ball court, community activities and you'll be minutes away from the ocean (Surfside Beach and Garden City), close to Murrells Inlet's Marsh Walk, great restaurants, entertainment, and shopping. In a quiet, well-developed golf course community- yet near everything. See it and you'll want to call it home.
Source: MYRTLEBEACH #2424671
Interest rate and monthly payment estimated based on public records.
Source: MYRTLEBEACH #2424671
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2424671
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