16278 E 105th Way, Commerce City, CO 80022
3 beds · 2 baths · 1,682 sqft
Welcome to the perfect place to call home! Nestled in the sought-after Buffalo Run community, this charming ranch-style home offers both comfort and convenience. With two spacious bedrooms, plus a versatile study or third bedroom, and two beautifully appointed bathrooms, this home is designed for easy living. Boasting over 1,600 square feet, the open floor plan offers a seamless flow, creating a warm, inviting atmosphere. Cozy up by the gas fireplace or cook in the modern kitchen with a large island, stainless steel appliances, and stunning granite countertops. The rich cherry wood floors add elegance, and the kitchen provides ample storage. Outside is your backyard oasis—a serene retreat with a concrete pathway and pergola featuring a retractable sunshade. The community pool and miles of scenic trails are nearby for outdoor enjoyment. This home comes fully equipped with all appliances, including the washer and dryer, making your move-in easy. A two-car attached garage and storage shed offer plenty of space for vehicles, tools, and gear. HOA dues are part of the taxes in this community. Check the Tax Certificate for details. This property is located in a Metro District. Seller pays about $145/mo. Buyer must get qualified to carry the lease. An assumable VA mortgage is available. With easy access to DIA, major freeways, and the vibrant Denver and mountain lifestyle, this home offers both tranquility and convenience. Don’t miss your chance to see this beautiful home—schedule a tour today!
Source: RECO #9820606
Source: RECO #9820606
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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