16274 Malahat Rd, Apple Valley, CA 92307
4 beds · 2 baths · 2,528 sqft
This Immaculate home located in the desirable Desert Knolls area of Apple Valley is truly an Entertainers Delight! The owner spared no expense in creating a paradise in the backyard of this home. And it's all only a few years new! Beautiful pool, spa, pool grotto with a slide, and a gazebo complete with electricity, ceiling fan, and large outdoor fireplace. Also enjoy your own private putting green and your relax in your own backyard beach area! Professional backyard landscaping includes low voltage lighting that brings the environment to life after dark! You must see it to believe it! There is ample fenced RV parking on BOTH sides of the home and the property has RV Hookups, a three-car oversized garage (834 sq. ft.) and a porte cochere for covered parking at the front door. Spacious bedrooms include ceiling fans, newer carpeting, and two of the four bedrooms offer direct access to the outdoor oasis! Master Bedroom has two closets and Master Bath offers separate walk-in shower and jetted garden tub as well as double sinks and granite countertops. Bathrooms are both upgraded to add a touch of elegance. Spacious Kitchen with loads of storage, wrap-around breakfast bar, upgraded stainless steel microwave and oven/stove, granite countertops and backsplashes, and even recessed lighting. Gaze out on your backyard oasis from the breakfast nook. Sit by the 2-way fireplace and enjoy the fire from either the living room or family room. Enjoy the massive covered patio with electricity and lighting that spans almost the entire rear of the home. This elegant split floorplan home offers just about all of the amenities anyone could ask for! Truly a Must See!
Source: CRMLS #HD25056625
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #HD25056625
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.