1627 E Spring Ridge Cir, Winter Garden, FL 34787

The WINTER GARDEN Golf Cart District welcomes a new home to market! This 3-bedroom, 2-bath FENCED home sits on nearly a quarter of an ACRE (.23) in one of the most sought-after areas of Winter Garden. Featuring a spacious open floor plan, this home boasts natural light, a wood burning FIREPLACE, 2021 ROOF, large backyard, and tons of potential. With a little TLC, you can turn this house into the home of your dreams. The split floorplan provides privacy and comfort to your daily living. On the north side the home you’ll find the PRIMARY suite, which includes two walk-in closets, a dual vanity, and shower. The south side of the home hosts two additional bedrooms and a full bath with a TUB. There’s ample places to enjoy your family meals with this layout. The kitchen is designed with you in mind, open to the living area and backyard. Step outside to enjoy some fresh air on your SCREENED-in porch. The backyard is your canvas to paint, whether you’d like to build a pool or a large patio with a fire-pit and market lights. Winter Garden is a charming and vibrant community known for its small-town feel, rich history, and welcoming atmosphere. Lined with brick streets and beautifully restored buildings, the area is a hub for boutique shops, unique restaurants, and local art galleries. At the heart of the district is the iconic Winter Garden Clock Tower, and the downtown pavilion hosts a bustling FARMERS MARKET on the weekends. With scenic walking paths, access to the 22 mile long West Orange Trail, and regular community events, it offers a lively mix of culture and outdoor activities. Conveniently located near interstate travel such as the 429, East-West Expressway, and the Turnpike, shopping, dining, golf courses, theme parks, and so much more. Explore the beauties of the town and make Crown Point Springs your next place to live! Sold AS-IS.

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

• Buyers
• Agents
• Sellers

What is Roam?

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Last updated: Nov 21, 2024 10:52 am

Listing agent: Ashley Boyd (321) 209-5540

Listing provided courtesy of: BHHS FLORIDA REALTY (407) 876-2090

Details provided by STELLAR and may not match the public record.
MLS ID: #o6247159

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