162 Us Highway 280, Claxton, GA 30417
4 beds · 2 baths · 3,774 sqft sqft
Seller Offering to Pay 2 months of Buyers Mortgage if Under Contract by December 1st! This beautifully updated 4-bedroom, 2-full bath, and 3-half bath home sits on a peaceful 1-acre lot, offering 3,000 sq ft of open living space. The heart of this home is the stunning kitchen, designed with quartz countertops, a stylish backsplash, a pantry, floor-to-ceiling cabinets perfect for cooking and gathering. The primary bedroom, located on the first floor, offers a luxurious retreat with a walk-in tile shower, a soaking tub, a double vanity, and Bluetooth-controlled features, making every day feel like a spa day. Upstairs, you'll find 3 spacious guest bedrooms and a full bath, giving plenty of space for family and visitors. The spacious laundry/mud room, complete with extra storage, a half bath, and stained cement floors, adds both function and style. Step outside to relax by the in-ground pool, or enjoy your covered patio with a TV, outdoor shower, and a fenced backyard adorned with fragrant Jasmine, making it an ideal spot to unwind or entertain. This home also comes with a fully updated 800 sq ft pool house/guest house that features wood cabinets, stainless steel appliances, a walk-in shower, and its own laundry area-perfect for visitors or additional living space. Need more room? There's a bonus space above the garage, great for a gym or office, with a split unit for comfort and an extra half bath. Tech features like Wi-Fi-controlled Ecobee thermostats and Bluetooth-enabled lighting inside and out make life easier. The garage has room for two full-size cars, a workshop, roll-down door, concrete countertops, and plenty of storage space. Located just 30 minutes from the Hyundai Plant, Statesboro, and only 1.5 miles from Pinewood Christian Academy, this home gives you space, convenience, and a lifestyle you'll love. Don't miss out on this gem!
Source: GAMLS #10399300
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10399300
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10399300
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.