1615 Croton St, Beaumont, CA 92223
4 beds · 3 baths · 3,333 sqft
Rare opportunity to own this exceptional 3,333 sq. ft. home, featuring 4 bedrooms and a highly sought-after layout with a downstairs master suite. From the moment you step inside, you'll be captivated by the grand entrance, soaring ceilings, and wide hallways leading to the expansive family room, dining area, and open-concept kitchen. The kitchen is a chef's dream, offering granite countertops, a large center island with breakfast bar seating, and ample cabinet space. Plantation shutters adorn the windows throughout, while luxury vinyl plank flooring adds a touch of sophistication. The family room seamlessly connects to the outdoor Arizona-style patio through large stacking glass sliders, creating the ultimate indoor-outdoor living experience. The backyard is an entertainer's paradise, complete with a custom BBQ island with granite countertops, a built-in refrigerator, firepit, waterfall feature, and ample seating for gatherings under the Southern California sky. The main floor also includes an office, a luxurious master suite with a spacious walk-in closet, dual vanities, a soaking tub, and a separate shower. Two additional bedrooms, a full bathroom, and a well-equipped laundry room with a deep sink and storage complete the downstairs. Upstairs, you'll find a versatile loft/den with its own wet bar, granite countertop, built-in refrigerator, and a private bedroom with a ¾ bath—perfect for extended family or guests. This energy-efficient home features solar power, a circulation fan system, all-LED lighting on dimmer switches, and underground drip irrigation for the lawn. The 3-car garage comes equipped with automatic openers for added convenience. Residents of this vibrant community enjoy access to association pools, BBQ areas, playgrounds, and basketball courts. Don't miss this incredible opportunity to own a rare gem in the Flagstone Community!
Source: CRMLS #IG25018222
Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Have questions? Email support@withroam.com
Source: Public records
Source: CRMLS #IG25018222
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.