16149 Bridgepark Dr, Lithia, FL 33547
4 beds · 3 baths · 2,610 sqft
Location Location Location! Don't miss the home showcase video with all the aerial photography! Welcome to this stunning four-bedroom, three-bath home located in the highly sought-after FishHawk community in the village of Bridge View. The home is beautifully situated with breathtaking views of a serene pond and lush conservation area, providing a peaceful and picturesque backdrop to your daily life. Inside, the open and airy floor plan seamlessly connects the living spaces, making it ideal for both relaxation and entertaining. This spacious residence boasts a three-car garage, offering ample space for vehicles, storage, and more. And good news! The roof is only 2 years old! Other added bonuses? New Fridge, New AC 2020, Solar attic fan, New insulation, Hot Water Heater 2023, New Microwave 2023 and a new Water Softener in 2023! FishHawk is known for its top-notch amenities, including parks, walking trails, and recreational facilities, all designed to enhance your lifestyle. This home not only offers comfort and luxury but also the perfect blend of nature and community living. Experience the best of FishHawk in this remarkable property. The location is a short distance to schools, playgrounds, the Aquatic Center, Park Square and much more! If you need more information about Fishhawk and all that this home has to offer, please reach out to us!
Source: STELLAR #t3552656
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3552656
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3552656
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.