16133 Pebble Bluff Loop, Winter Garden, FL 34787
3 beds · 3 baths · 1,568 sqft
Welcome home to the beautiful and highly desirable community of Waterleigh. Situated just minutes from Disney World, you can experience the magic of the theme parks whenever you wish, while also watching the Magic Kingdom fireworks daily from your driveway. The property is nestled on the backside of Magic Kingdom, providing a unique and convenient location for both residents and visitors alike. This home has been tastefully upgraded, featuring modern finishes and fixtures that enhance both functionality and aesthetic appeal.****It would be difficult to find a more upgraded and very maintained home.**** Located just a stone's throw from the clubhouse, residents can enjoy easy access to the state-of-the-art fitness center and the inviting community pool—ideal for those sunny Florida days. Upon entering the home, you are greeted with a spacious open floor plan with the beautifully upgraded kitchen, featuring a large island with new Kichler pendant lighting and large walk-in pantry with custom built shelving units. Forward of the kitchen is the breakfast nook and the spacious living room area with the stairwell to your left. Accessing the patio area may be done from the living room area, which leads to a small yard space. Just off the living room area is a bathroom and mudroom which also lead to your one car garage. Upstairs you will find three bedrooms, and a laundry closet. The bedroom closets have upgraded custom built shelving. The new homeowners will benefit from a brand new roof with transferrable warranty, ensuring durability and minimal maintenance for years to come. With a low HOA fee, community residents enjoy a great many of amenities, such as multiple pools, splash pad, fitness center, with a room for childcare, and so much more. At just six years old, this home combines modern design with the charm of a well-established community. Do not miss this opportunity to live in a prime location with exceptional amenities. Schedule your private tour today!
Source: STELLAR #s5115213
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5115213
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5115213
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.