1612 Cadence Loop, Cantonment, FL 32533
4 beds · 3 baths · 2,323 sqft
Welcome home to your stunning residence! Nestled in Harmony Estates with community sidewalks + a park, this property is a MUST SEE & boasts a remarkable blend between updated comfort and sophistication, with custom amenities you won't find anywhere else! This meticulously maintained 4 bed, 3 bath estate is situated on an elevated lot, with fresh landscaping and gutters, encompassing brick and hardieboard accents, leading to impressive tall ceilings with crown molding, and hand selected upgrades everywhere you turn! Once you step through the door, you're greeted into an inviting living area with a lime-washed brick, gas fireplace and stunning mantel, followed by a formal dining with vaulted ceilings + wainscoting that flows into your chef's kitchen featuring: granite countertops, soft-close cabinetry, an abundance of storage, with bonuses like the sleek tiled-backsplash, coffee/libations bar, stainless steel appliances, kitchen-aid fridge, and a gas range! This home is a dream for remote workers with its business-grade office setup, designed to keep you productive and focused. The spacious primary bedroom includes added recessed lighting, a dreamy en-suite bathroom, complete with a tiled shower & rainfall showerhead, soaking tub, 2 walk-in closets, & designated water closet, keeping your privacy a priority! A stylish Jack-and-Jill bathroom connects two perfectly sized guest bedrooms in your split floor plan, including a custom built murphy bed, while a third bathroom near the mudroom provides easy access for accompanying visitors! Every closet and pantry is equipped with wooden shelving for thoughtful organization and additional storage. Step outside to enjoy your covered back patio & serene privacy fenced yard, with an added gas line perfect for outdoor grilling (no propane tanks needed!), and top it off with your very own luxurious and therapeutic swim spa! This opportunity is highly desirable and won't stick around long--Schedule your showing before you miss it!
Source: PENSACOLA #655218
Interest rate and monthly payment estimated based on public records.
Source: PENSACOLA #655218
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #655218
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.