1610 Navigator Ln, Tarpon Springs, FL 34689
3 beds · 2 baths · 1,508 sqft
Charming Former Model Home in Brittany Park – Prime Tarpon Springs Location Welcome to this beautifully maintained 3-bedroom, 2-bath, 2-car garage home in the highly sought-after Brittany Park neighborhood. Built by PULTE, a renowned master builder**, this property was the original model home for the community—showcasing thoughtful design, quality craftsmanship, and timeless appeal. You'll love the open, single-level layout with high ceilings and abundant natural light throughout. The spacious kitchen features Corian countertops, updated tile flooring, and plenty of cabinet space—perfect for everyday living or entertaining. Durable vinyl plank flooring flows through the main living areas, creating a warm and cohesive feel. The living room opens to a screened-in lanai through sliding glass doors, offering a private spot to relax or enjoy your morning coffee. The backyard is fully fenced, ideal for both quiet enjoyment and practical use. The primary suite includes an oversized walk-in closet and a spacious en suite bath with double sinks and a large walk-in shower. The guest bathroom has also been updated with new tile flooring, and the entire interior has been freshly painted for a clean, modern touch. Additional features include: - New washer and dryer (2023) - Sprinkler system on a separate water meter for cost-efficient lawn care - Low HOA fees - No flood insurance required - Epoxi Garage Flooring - Sensor lights throught out Located just minutes from the world-famous Historic Sponge Docks, Sunset Beach, Fred Howard Park, Anderson Park, top-rated schools, hospitals, and everyday conveniences, this home offers the best of Florida living in an unbeatable location. You'll also enjoy easy access to Anclote Park with swings, picnic tables, and walking trails, along with nearby options for kayaking, fishing, biking, and the scenic Pinellas Trail. Don't miss this rare opportunity to own a model home in one of Tarpon Springs' most desirable communities. Schedule your private showing today.
Source: STELLAR #TB8370557
Send questions to support@withroam.com
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #TB8370557
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.