1610 Bondurant Way, Brandon, FL 33511
4 beds · 2 baths · 2,008 sqft
Welcome home to this stunning 4-bedroom, 2-bathroom residence nestled on a desirable corner lot in the heart of Brandon. From the moment you arrive, the charming curb appeal, well-manicured landscaping, and inviting facade set the stage for what awaits inside. Step through the front door and into an expansive living space where high ceilings and an abundance of natural light create an airy and welcoming atmosphere. The thoughtfully designed split-bedroom floor plan ensures privacy while maintaining a seamless flow throughout the home. The spacious living room effortlessly connects to the dining area, making it perfect for hosting gatherings or simply enjoying everyday moments. At the heart of the home, the kitchen is a true delight. Equipped with modern appliances, ample cabinetry, and plenty of counter space, this kitchen is ready for your culinary adventures. Whether preparing a quiet breakfast or entertaining guests, this space is as functional as it is stylish. The primary suite is a peaceful retreat featuring a generous walk-in closet and an en-suite bathroom designed for relaxation. Vaulted ceilings add to the sense of space, while the en-suite bath offers a serene escape with its well-appointed fixtures. The additional three bedrooms provide flexibility for a home office, guest space, or creative studio—whatever best fits your lifestyle. Outside, the screened rear porch offers a tranquil place to unwind and enjoy the Florida breeze. Whether sipping your morning coffee or winding down in the evening, this outdoor space enhances the home’s charm. The backyard, framed by vinyl fencing, ensures privacy and a safe space for pets or play. Practical features abound, including a two-car attached garage with a convenient garage door opener, a laundry area with essential appliances, and modern utilities like central air and natural gas heating for year-round comfort. The home is also wired for cable and high-speed internet, ensuring connectivity for work or entertainment. Set within a well-maintained community with low HOA fees, this residence offers the best of suburban living with easy access to shopping, dining, and entertainment. Don't miss this opportunity to make this beautiful house your home—schedule your private tour today!
Source: STELLAR #TB8357718
Financials
Source: Public records
Source: STELLAR #TB8357718
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.