1608 Walker Place Blvd, Copperas Cove, TX 76522
4 beds · 2 baths · 1,853 sqft
Exceptionally Captivating One-Level Home with Cost-Saving Solar Panels! Solar Panels are owned free and clear by the owner! Centrally located, this residence immediately enchants with beautiful exterior brick accents, a NEW roof, a neatly manicured lawn, and attractive stone detailing. Luminous natural light cascades throughout the immaculate and entertainment-friendly interior. Step inside to discover an openly flowing layout, stylish new flooring, neutral paint hues, delightfully arched doorways, an elegant dining room, and an expansive living room with a wood-burning brick fireplace. Ideal for creating delicious culinary goodies, the upgraded gourmet kitchen features NEW stainless-steel appliances, granite countertops, richly toned cabinetry, an electric stove, a built-in microwave, a French door refrigerator, a dishwasher, a farmhouse-inspired light fixture, tile backsplash, and a breakfast nook. Venture into the fully fenced-in backyard to find a spacious covered patio and tons of greenspace for playing, gardening, and/or future expansion. After a fun-filled day of hosting friends and loved ones, retire to the oversized primary bedroom. Impressively designed for versatile furniture arrangement, the primary bedroom dazzles with high ceilings, ample closet space, and an attached en suite boasting a soaking tub, separate shower, and a dual sink storage vanity. Three extra bedrooms wonderfully accommodate with ceiling fans and dedicated closets, while the full guest bathroom charms with a dual sink storage vanity and a shower/tub combo. Additional considerations include a two-car garage, laundry room, owned solar panels (no separate monthly note), SMART thermostat, only 12.2-miles to Killeen Regional Airport, quick 14-mile drive to Texas A&M University Central Texas, near shopping, I-14, grocery stores, restaurants, parks, and schools, and more! Start living the good life, and get all the advantages of this move-in ready home. Call now for your showing!
Source: ACTRIS #4083584
Source: ACTRIS #4083584
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #4083584
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.