1608 Carroll Dr NW, Atlanta, GA 30318
2 beds · 2 baths · 1,127 sqft
Nestled in the hot Upper Westside, AKA brewery central, this 2-bed, 2-bath bungalow has been lovingly upgraded to combine vintage charm with modern flair. Situated on a lot twice the size of most neighbors, there are endless possibilities for expansion to grow where life takes you. Let's go inside and talk about that dreamy renovated kitchen! It’s open, airy, and totally Instagram-worthy with newer appliances, butcher block countertops, a statement hood vent, and a backsplash that whispers, “Let’s cook something fabulous!” What about the bathrooms? They’re not just updated—they’re elevated. The primary ensuite boasts a chic glass-surround shower that feels like a private spa. The magic doesn’t stop indoors. Stroll through the kitchen and into your very own backyard oasis! Imagine sunny afternoons on your spacious deck, where a steel tank plunge pool invites you to dip in or dangle your toes while sipping lemonade or a favorite cocktail. Got furry friends, little ones, or a green thumb? This flat, expansive yard (over 0.25 acres!) is a playground for pets, kids, yard games, gardening, or all of the above. Plus, two versatile sheds means you’ll never run out of storage or creative project space. Original hardwood floors, sun-soaked rooms, energy-efficient windows, and thoughtful updates tie this delightful package together. Let’s talk more about the location! Whether you’re walking, rolling, or scooting; you’re just blocks from the Chattahoochee Food Works, multiple breweries, Publix, and all the shopping and restaurants that the Westside has to offer. Nature lovers, rejoice: you’ve got The Path, the Bellwood Quarry Park, and the Beltline around the corner. So grab your flip-flops, snow boots, or both—this charming retreat is ready to welcome you home, no matter the season! Don’t miss your chance to claim this slice of Upper Westside paradise. $2500 offered in closing cost credit when you work with the Truth and Lending Team at Highland Mortgage!
Source: FMLS #7511364
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7511364
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.