1606 Feather Grass Loop, Lutz, FL 33558
4 beds · 3 baths · 2,886 sqft
Absolutely stunning and move-in ready, this gorgeous 2-story home in the sought-after Long Lake Ranch community is the one you’ve been waiting for. Boasting 4 spacious bedrooms and 3 full baths, this beautifully updated corner-lot home has been freshly painted inside and out and is packed with upgrades, charm, and functionality—perfect for families and entertainers alike. From the moment you step inside, you’ll feel the warm and inviting vibe. The elegant formal dining room sets the tone for what’s to come, leading you into a bright and open living space designed for making memories. The chef’s dream kitchen is a showstopper, featuring granite countertops, stainless steel appliances, an abundance of rich wood cabinetry, under and over cabinet lighting, upgraded light fixtures, a spacious center island, and an oversized walk-in pantry. There’s even a cozy dining area just off the kitchen—ideal for family meals or casual entertaining. Downstairs also offers a private guest bedroom and full bath, perfect for visitors or a flexible home office space. Upstairs, unwind in your tranquil master suite, thoughtfully set apart from the guest bedrooms. Enjoy dual walk-in closets, and a luxurious ensuite bathroom with dual sinks, granite countertops, a garden tub, and a separate walk-in shower. Two more generously sized bedrooms with custom closets, a full bathroom, a spacious loft/bonus area, and a second-floor laundry room round out the upper level. Step outside to your extended covered patio and enjoy your own private hot tub—perfect for unwinding after a long day. The spacious backyard is ideal for entertaining, playing, or just soaking in the Florida lifestyle. This incredible home is located in amenity-rich Long Lake Ranch, where residents enjoy a 40-acre lake with fishing dock, a resort-style pool, walking trails, playgrounds, picnic areas, dog park, and a wide variety of sports courts. With top-rated schools, amazing restaurants, shopping, and easy access to Veterans Expressway, Hwy 54, Dale Mabry, US 41, and I-75, this home truly has it all. Schedule your private showing today before it's gone and let's call this house your home!
Source: STELLAR #TB8370626
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8370626
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.