1605 Meadowlark Glen Rd, Dumfries, VA 22026
4 beds · 4 baths · 3,012 sqft
Honey! STOP THE CAR! This is the one! This four-bedroom, four-level townhome in the sought-after Potomac Shores community offers a harmonious blend of modern elegance and functional living. AIRY! This home is 24 ft wide and 44 ft deep! You have room to LIVE! Upon entering, the home immediately offers convenience and privacy with an accessible guest bedroom on the entry level, complete with a walk-in shower, grab bar and a seat. This thoughtful layout eliminates the need to carry luggage up the stairs, ensuring guests feel right at home. Adjacent to the bedroom, a versatile flex room awaits, ideal for a gym or any other need, further underscoring the home's adaptability. ***The main level is the heart of the home, featuring a chef's kitchen with double ovens, a gas cooktop, and stainless steel appliances. The large island with a breakfast bar and the covered balcony adjacent to the kitchen make for ideal spots for culinary creations and outdoor dining. The open-plan living and dining areas ensure a spacious environment for relaxation and social gatherings. This floor is complemented by an additional space that can serve as a den, pocket office, or a cozy reading nook, enhancing the home's functionality. Adding to the home's array of features, the pantry is outfitted with custom built-ins, maximizing its functionality and providing ample storage solutions for an organized kitchen space. The home's ambiance is elevated by upgraded lighting and stylish fandeliers, adding a touch of sophistication to each room. Fresh paint and LVP flooring throughout the home deliver a modern and durable living environment, ensuring a casual yet practical atmosphere for its new owners.*** Your primary suite is a haven of tranquility, featuring a spa-like bathroom with a soaking tub and walk-in shower. You'll be wow'd by the walk-in closet with custom built-ins, promising organization and style. Nestled conveniently on this level, the laundry room is a testament to smart design, featuring a high-end washer/dryer set equipped with both front AND top loading options, ready to tackle all your laundry needs with ease. Lastly, this level also hosts two additional bedrooms (which will fit KING size beds!) and a full bathroom with dual vanities, plus a separate tub and shower for convenience and privacy. ***The crown jewel of this home is the fourth-floor bonus room, leading out to an outdoor terrace which has a solid covered pergola. Offering excellent shade and wind protection, the area becomes an ideal spot for outdoor enjoyment. Additionally, breathtaking views of the Potomac River transform this space into a perfect setting for entertaining or relishing the serene surroundings. ***Within this home's thoughtful design, the owner has ingeniously integrated a built-in gun cabinet. It's discreetly tucked away, inviting you to discover its location during your tour of the residence. With these features, the home not only promises a luxurious lifestyle but also provides a canvas for creating lasting memories. ***Residents of this esteemed community enjoy access to a suite of amenities that enhance the living experience. From leisurely strolls along scenic walking trails to refreshing dips in the 3 swimming pools, every day brings a new opportunity for enjoyment and relaxation. The promise of a vibrant community life, coupled with the tranquility of this exquisite townhome, makes it a coveted address, a place where memories are made and cherished. ***HOA Fees include Verizon 1GB FIOS high speed internet*** For golf lovers, the Jack Nicklaus Signature Course is a notable highlight. Additionally, future VRE train station is in the community and .5 mile from your front door. Additionally, a commuter lot is a short 4 miles away. These features significantly simplify commuting, making this an ideal location for convenience and leisure.***Pro Photos, floor plan, and 3D walkthrough posted by 4/4/25. Join us for a Happy Hour Open House on 4/4/25!
Source: BRIGHT #VAPW2090496
Financials
Source: Public records
Source: BRIGHT #VAPW2090496
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.