1603 E DEL WEBB BLVD, Sun City Center, FL 33573
One or more photo(s) has been virtually staged. Lovely Antigua floor plan that is impeccably clean and move-in ready. Perfect size for those wishing to downsize but not compromise on living space. 2 bedroom/2 bathroom/2 car garage. Soaring vaulted ceilings create an open and spacious flow to the living spaces. Wonderful features include an updated kitchen with stainless appliances, granite countertops, recessed lighting, lots of cabinets, closet pantry, casual dining nook, and a breakfast bar open to the great room. The owner’s suite features a walk-in closet, French access door to the lanai, and a remodeled ensuite bathroom with double sink vanity, granite counters, a beautifully tiled shower with glass doors, new lighting, comfort height commode and a linen closet. The great room is centrally located and flanks an area that can be used as either a dining room or home office area. The enclosed lanai offers access to an open outside patio perfect for grilling up your favorite BBQ or catching some rays. Special features include *Impact windows 2013 *A/C 2017 * Ductwork 2017* Repipe 2013 *Roof 2014 * Interior paint 2022 *Water heater 2022 * Water softener * TECO audit and added insulation 2022. Super location close to main recreation campus and stores just minutes away by golfcart. HOA takes care of the lawn and you have time to enjoy all the many clubs and activities of Sun City Center named number one retirement community by Realtor.com. Only a short jaunt to Tampa, Sarasota, and St. Petersburg. Close to beaches, airports, theater, major league sports and more!
You may be able to put down less than the total down payment amount of $21,419 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3534533
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.