1603 E Del Webb Blvd, Sun City Center, FL 33573
2 beds · 2 baths · 1,379 sqft
One or more photo(s) has been virtually staged. Lovely Antigua floor plan that is impeccably clean and move-in ready. Perfect size for those wishing to downsize but not compromise on living space. 2 bedroom/2 bathroom/2 car garage. Soaring vaulted ceilings create an open and spacious flow to the living spaces. Wonderful features include an updated kitchen with stainless appliances, granite countertops, recessed lighting, lots of cabinets, closet pantry, casual dining nook, and a breakfast bar open to the great room. The owner’s suite features a walk-in closet, French access door to the lanai, and a remodeled ensuite bathroom with double sink vanity, granite counters, a beautifully tiled shower with glass doors, new lighting, comfort height commode and a linen closet. The great room is centrally located and flanks an area that can be used as either a dining room or home office area. The enclosed lanai offers access to an open outside patio perfect for grilling up your favorite BBQ or catching some rays. Special features include *Impact windows 2013 *A/C 2017 * Ductwork 2017* Repipe 2013 *Roof 2014 * Interior paint 2022 *Water heater 2022 * Water softener * TECO audit and added insulation 2022. Super location close to main recreation campus and stores just minutes away by golfcart. HOA takes care of the lawn and you have time to enjoy all the many clubs and activities of Sun City Center named number one retirement community by Realtor.com. Only a short jaunt to Tampa, Sarasota, and St. Petersburg. Close to beaches, airports, theater, major league sports and more!
Source: STELLAR #t3534533
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3534533
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3534533
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.