1601 Blue Grass Blvd, Deland, FL 32724
5 beds · 4 baths · 3,154 sqft sqft
One or more photo(s) has been virtually staged. Seller may consider buyer concessions if made in an offer ~ Welcome to your new HOME SWEET **POOL** HOME! On a premier **.21 ACRE POND LOT** in Deland’s Saddlebrook community this spacious 5-bedroom, 3-full and 1-half bath home is outside of the hustle and bustle of Orlando while still being close to every convenience. The light and bright flowing floor plan starts in the TWO-STORY FOYER - take note of the LUXURY VINYL PLANK wood floors you will find throughout the main floor lending a luxurious feel to this beautiful home! Off the foyer behind glass inset French doors you will find a FLEX/OFFICE space and just past that a formal dining area perfect for gathering with family or entertaining friends. Follow the natural flow into the open kitchen, casual dining and family room all with a view of the gorgeous NEW POOL and water beyond! The kitchen was designed with the home chef in mind delivering 42” solid wood cabinetry, GRANITE COUNTERTOPS, a large PREP ISLAND, walk-in pantry for ample storage and STAINLESS STEEL APPLIANCES. There is also a sizable laundry room and half bath convenient for guests. Before heading upstairs take time to explore your MAIN FLOOR PRIMARY SUITE, another generous space with plenty of light, plus a WALK-IN CLOSET and private en-suite bath with an extended dual sink vanity and walk-in shower behind glass doors. The staircase features luxury vinyl plank treads and at the top you will be delighted to find a versatile BONUS/LOFT for additional living space, a game room, movie room or anything else your family might need! The remaining bedrooms are all on the second floor with bedrooms two and three sharing a JACK & JILL BATH and bedrooms three and four perfectly situated with a full bath between them. The sparkling pool is surrounded by a TRAVERTINE DECK and the COVERED PATIO gives you an ideal place to relax poolside and take advantage of the WATER VIEWS! After a day splashing in the pool and soaking up Vitamin D gather around the BUILT-IN FIRE PIT and watch the sunset while roasting marshmallows! The Saddlebrook community offers residents a great location in addition to the nice amenities that include a community pool and playground. You are just minutes from Orange Camp Road and I-4 for easy access to shopping, dining, area schools and so much more. Blue Grass Blvd gives you room to grow, a dream pool and the perfect water view - call today to schedule your tour!
Source: STELLAR #o6257434
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6257434
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6257434