1601 BLUE GRASS BLVD, Deland, FL 32724
One or more photo(s) has been virtually staged. CLICK THE VIRTUAL TOUR LINK FOR A 3D VIRTUAL WALK-THRU! Discover the perfect blend of comfort and style at 1601 Blue Grass Blvd., located in the desirable Saddlebrook community of Deland. This spacious two-story home offers 5 bedrooms, 3.5 bathrooms, and a layout designed for modern living. As you enter the home, you're greeted by luxury vinyl flooring that extends throughout the entire downstairs and up the staircase, offering a contemporary look and easy maintenance. The open-concept kitchen is a standout feature, complete with an island, granite countertops, and 42-inch cabinets that provide ample storage. Stainless steel appliances add a sleek touch, making this kitchen as functional as it is beautiful. The primary bedroom is conveniently located on the main floor, offering the ultimate retreat with easy access to the rest of the home. At the front of the home is a dedicated office space, ideal for working from home or for use as a private study. Upstairs, you'll find the remaining four bedrooms, each with plenty of space for family or guests. A versatile bonus room on this level offers endless possibilities, whether you need a playroom, media room, or additional living space. The upstairs layout ensures privacy and comfort for everyone in the household. The family room is the heart of the home, boasting large windows that offer stunning views of the pool and pond. This space is perfect for gathering with family and friends or simply enjoying the natural beauty of your surroundings. Step outside to the backyard, where you'll find a sparkling pool surrounded by a travertine deck. The pool area is designed for relaxation and entertainment, with serene pond views that add to the tranquil ambiance. Living in Saddlebrook comes with access to fantastic community amenities, including pools and playgrounds. Whether you're looking to stay active or simply enjoy the outdoors, this community has something for everyone. 1601 Blue Grass Blvd. is more than just a place to live; it's a place to thrive. With its thoughtful design, high-end finishes, and prime location, this home offers the perfect setting for creating lasting memories. Don't miss the chance to make it your own!
You may be able to put down less than the total down payment amount of $212,459 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6233212