16009 Clearlake Ave, Lakewood Ranch, FL 34202
4 beds · 4 baths · 4,053 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to an extraordinary lifestyle in the exclusive Lake Club at Lakewood Ranch. As you drive through the charming Tuscan-inspired neighborhood, you'll be captivated by cobblestone streets, stone bridges, and serene lakes that create a picturesque backdrop. This meticulously maintained estate home, set on an oversized private lot, embodies the Florida lifestyle. Built in 2012 and Florida Certified Green, this spacious residence features over 4,053 square feet, four bedrooms, and four baths, showcasing countless designer details. Enter through the grand entrance and be greeted by a soaring two-story foyer. The beautifully appointed living room, complete with a custom fireplace, is perfect for gatherings, while the elegant dining room offers lovely views of the sparkling pool and lake. The heart of the home is the gourmet chef’s kitchen, updated with Viking double ovens, a Fulgor Milano refrigerator, and a 36” cooktop. Enjoy quartzite countertops, a stylish backsplash, and an oversized island with prep sink and breakfast seating. This culinary masterpiece is enhanced by pendant lighting and a walk-in pantry. Throughout the home, wide plank teak hardwood floors, crown molding, and plantation shutters add elegance. The family room features disappearing glass sliders that blend indoor and outdoor living, offering stunning views. Impact glass windows and two tankless water heaters ensure peace of mind. Retreat to the luxurious master suite with tranquil lake views, custom walk-in closets, and a spa-like master bath featuring Italian tile, a soaking tub, and an oversized walk-through shower. Upstairs, a spacious bonus room awaits, complete with a guest bedroom, wet bar, and oversized lanai with lake views—perfect for relaxation or entertaining. Step outside to the expansive paver lanai designed for entertaining. The saltwater pool and spa feature a built-in sun shelf, while the outdoor kitchen boasts a 42” Hestan grill. Enjoy endless lake views from the dining area. This home is fully automated, allowing control of the pool, spa, and lighting from your smartphone. With a wired 7.1 surround system in the bonus room, entertainment is taken to the next level. Beyond the home, The Lake Club offers an exceptional lifestyle. Launch your kayak, explore interconnected lakes, or visit the 20,000-square-foot clubhouse, featuring a restaurant, ballroom, fitness center, tennis courts, and pickle ball courts. This is more than a home—it’s a lifestyle. Schedule your private tour today and discover the perfect blend of luxury and community at The Lake Club at Lakewood Ranch.
Source: STELLAR #A4639396
Source: STELLAR #A4639396
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.