160 Paradise Marsh Cir, Brunswick, GA 31525
3 beds · 3 baths · 2,127 sqft
DOUBLE LOT IN BELLE POINT! HOME WARRANTY FOR BUYER PROVIDES PEACE OF MIND! Charming two-story, brick Southern living cottage plan. Separate, oversized AIR CONDITIONED two car garage/workshop with a 50 gallon attic mounted air compressor, metal storage cabinets and built in work benches. Three large bedrooms and three and a half bathrooms total. Formal living room with gas log fireplace. Formal dining room, eat in kitchen with lots of natural light, food prep and cabinet space. Wet bar located downstairs makes entertaining a breeze. Bonus room with plenty of windows located off main living area. Large primary ensuite is located on the first floor with lots of storage space and updated bathroom. Two additional bedrooms are located upstairs with a full bathroom making privacy a plus. There is also a large attic space upstairs that is easily accessible for plenty of storage. Large lemonade style front porch for relaxing. The backyard is a true paradise with a mature oak tree that make it so peaceful and relaxing. Screened in saltwater pool area with pool house! The pool house has cabinets, counter space, wet bar and a full bathroom. The rear entrance features a concrete driveway with plenty of room for a large RV or boat. There is also an 8-foot privacy fence making this your own private world. Homes like this are few and far between- call today to schedule your private showing. Back on market thru no fault of seller.
Source: GAMLS #10347147
Source: GAMLS #10347147
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10347147
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.