16 Hawkstone Ct, Acworth, GA 30101
6 beds · 5 baths · 6,271 sqft
Luxury home with which you can check all the boxes! Main level features a stunning entry way with a grand double front doors that opens to the interior high ceilinged foyer. The roomy office is perfect if you work from home, or just need a central location in the home for a shared workspace. The expansive formal dining room is perfect for entertaining. The kitchen is complete with solid surface counter tops, a breakfast bar, a breakfast area, as well as a keeping room. The living room is also open to all rooms on the first floor and consists of high ceilings, a multitude of large windows which allows lots of natural light in, surround sound, as well as lots of floor space to situate furniture just the way you like it. The main level opens up to a balcony that over looks the posh landscaping. First floor also has a spacious bedroom, full bath, half bath, laundry room and pantry. The three car garage enters in to the main level conveniently near the kitchen. The upstairs bedrooms are very much oversized and offer tons of space! Let's talk about the owner's suite though! Gigantic bedroom with beautiful tray ceilings. There will certainly be no question about furniture placement here. Did I mention there are two separate walk in closets? The amazing in-suite bathroom is a dream! The bathroom is almost as big as the bedroom. Vanities are on opposite sides of the bathroom for added personal space. While all of these things are amazing, it gets better! Owner's suite has a private balcony that overlooks the back yard. This is certainly a very tranquil oasis to wind down a busy day. This is an "owner's sweet" for sure. As if all of these great features are not enough, this home has a finished basement complete with a theater room, second kitchen, workout room with mirrors, recreation room, the possibilities are endless. The basement also has a workshop space that includes storage and outside access. If all the interior features have your attention, the back yard will certainly seal the deal. The flagstone pad complements any furniture used for back yard gatherings. And the massive outdoor fireplace is absolutely breathtaking. Exterior landscaping is just as beautiful as the home. New HVAC system installed in basement 3-18-25. Please call to schedule your private appointment today.
Source: GAMLS #10418979
Send questions to support@withroam.com
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: GAMLS #10418979
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.