15921 Hansonview Dr, Tavares, FL 32778
4 beds · 3 baths · 2,184 sqft
***NEW ROOF COMING*** A captivating 4-bedroom, 3-bathroom home that perfectly balances modern amenities with a spacious, country-like setting. Situated on a generous 1/2-acre lot, this property offers everything you need for comfortable living and entertaining. As you step inside, you’ll immediately notice the attention to detail and quality updates throughout. The kitchen features top-of-the-line appliances, ample storage, and elegant features. The spacious and inviting living areas are wired for a surround sound system, making it the perfect spot for movie nights or hosting gatherings. The central vacuum system adds a layer of convenience, making cleaning a breeze in this well-maintained home. The outdoor space is a true highlight, the backyard is fully fenced and features an oversized carport and a large shed for all your storage needs. One of the unique features of this neighborhood is its access to a dock on the Lake Dora Chain of Lakes, just a short walk away. Whether you’re a boating enthusiast or love to fish, this access adds a special touch to your lifestyle. And with no HOA, you have the freedom to enjoy your property to the fullest. Location is key, and this home is perfectly positioned just minutes from the vibrant downtown areas of both Mount Dora and Tavares. Enjoy the best of both worlds with easy access to charming shops, dining, and entertainment.
Source: STELLAR #g5085942
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5085942
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5085942
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.