15920 Country Ct, Fort Myers, FL 33912
4 beds · 3 baths · sqft sqft
Absolutely Stunning!! Located on 2.6 Acres within the sought after acreage estate enclave of Briarcliff in South Fort Myers this 4 Bed, 2.5 Bath Pool Home will check all the boxes! As you pull up to the electric gated entrance you will be in aww with the professional landscaping abound, completely fenced yard and brick paved entrance that leads up to this impeccably maintained home and detached garage. As you enter you will fall in love will the vaulted ceilings with natural cedar beams and skylights throughout that allow lots of natural light and a warm feel. Superior floor plan that includes formal dining, living room and a huge great room that encompasses the gourmet kitchen will additional sitting area with wet bar, wine cooler and wood burning fireplace made of Coquina Stone from Saint Augustine. The chef will appreciate all the extra space, high end wood cabinetry granite countertops and loads of storage all complete with a cedar wine cellar. Enjoy the fun and sun poolside with expansive lanai, full outdoor kitchen with propane grill, outdoor shower and half bath, fire pit, sun deck, pergola, and gazebo overlooking the pond. Plenty of room to store all of your toys with a 2 car attached garage with AC, and additional 1,008 sq. ft. concrete block detached garage with 30 & 50 amp RV hook up and 200 amp electric service which could be converted into a mother in law suite. All of the major systems have been updated in the last few years which include new roof on both structures, hurricane impact windows and skylights, new A/C units, hot water heater, remodeled master bath and a new well system for irrigation that is 320 ft. deep. The property has city water and well for irrigation. High and dry. No water issues ever! Not in a flood zone. Zoned AG2. County taxes only. Private location backing up to the 10 mile canal so you will not have neighbors behind you. A definite must see!
Source: FORTMYERS #224063630
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224063630
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #224063630
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