15904 Nottinghill Dr, Lutz, FL 33548
4 beds · 3 baths · 2,554 sqft
Priced for quick sell and located in Lutz close to everything. Discover the potential in this spacious 4-bedroom, 3 bath home, nestled in the highly sought-after Faircloth Estates. With a 2-car garage and situated on over 1/3 of an acre, this property offers endless possibilities for both investment or personal home. Key Features: • Generous Living Space: Enjoy a well-designed open floor plan with ample room for entertainment. Breakfast nook, living room, formal dining room, and additional second living/family room area. • Outdoor Oasis: Dive into relaxation with a private pool and heated spa, perfect for warm Florida days. The oversized screened patio is ideal for alfresco dining and gatherings. • Expansive Backyard: The large lot provides plenty of space for a fire pit, swing set, shed, or any outdoor addition you envision. • Comfortable Bedrooms: All four bedrooms offer nicely sized spaces with neutral color walls, ready for your personal decor. 2.5 Bathrooms is a nice addition to the rooms to have. • Convenient Location: Close to US 41 for easy access to shopping, restaurants, theme parks, and the outlet mall. • Master Bedroom: Plenty of space for king size bed and furniture, luxury master bath with walk in shower and sit-down jetted tub. This home is bursting with potential and just waiting for your creative touch! It has a newer AC and another AC unit that was just serviced. Whether you're looking to invest or make it your own, this property won’t last long. Don’t miss out! Call today to schedule your showing and see the possibilities for yourself!
Source: STELLAR #tb8310095
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8310095
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8310095
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.