15817 BEACHCOMBER AVE, Fort Myers, FL 33908
Located in the peaceful, gated Beachwalk Isles community, discover a single-family home that spans 1,943 sq. ft. It features three bedrooms plus a den, along with a heated saltwater pool and spa. The floor plan includes a versatile front room that can serve as a bar/sitting area with a pool table for entertainment or as a formal dining and living space. The primary bedroom boasts a walk-in closet, an ensuite bathroom with a shower and linen closet, and French doors leading to the den/nursery with a closet. Two guest bedrooms and a full bath are situated separately from the primary bedroom. High ceilings enhance all living areas. The home features upgraded exterior lighting, perfect for evening relaxation, and a spacious screened-in lanai with a covered sitting area ideal for outdoor enjoyment. A two-car garage with epoxy coating, a paver driveway with additional parking spaces, plus an extra concrete pad for a small boat or jet ski, concealed behind a vinyl fence, add to the home's appeal. Fruit trees are a delightful bonus. Beachwalk Isles boasts incredibly low HOA fees at $305 per quarter with no rental restrictions, making this property an excellent investment for rentals or a family residence. The property has never experienced flooding and is situated on a quiet cul-de-sac street, offering a peaceful and safe retreat. Claim your piece of paradise in one of Southwest Florida's top vacation destinations. Just 5 miles from the unspoiled white sands of Ft. Myers Beach and less than 10 miles from the picturesque Sanibel Island, this location is a sanctuary for those seeking an authentic Floridian lifestyle. Conveniently located near shops, restaurants, and cafes, essentials are merely a short stroll away
You may be able to put down less than the total down payment amount of $120,270 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #224072684
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.