15817 Beachcomber Ave, Fort Myers, FL 33908
3 beds · 2 baths · sqft sqft
Located in the peaceful, gated Beachwalk Isles community, discover a single-family home that spans 1,943 sq. ft. It features three bedrooms plus a den, along with a heated saltwater pool and spa. The floor plan includes a versatile front room that can serve as a bar/sitting area with a pool table for entertainment or as a formal dining and living space. The primary bedroom boasts a walk-in closet, an ensuite bathroom with a shower and linen closet, and French doors leading to the den/nursery with a closet. Two guest bedrooms and a full bath are situated separately from the primary bedroom. High ceilings enhance all living areas. The home features upgraded exterior lighting, perfect for evening relaxation, and a spacious screened-in lanai with a covered sitting area ideal for outdoor enjoyment. A two-car garage with epoxy coating, a paver driveway with additional parking spaces, plus an extra concrete pad for a small boat or jet ski, concealed behind a vinyl fence, add to the home's appeal. Fruit trees are a delightful bonus. Beachwalk Isles boasts incredibly low HOA fees at $305 per quarter with no rental restrictions, making this property an excellent investment for rentals or a family residence. The property has never experienced flooding and is situated on a quiet cul-de-sac street, offering a peaceful and safe retreat. Claim your piece of paradise in one of Southwest Florida's top vacation destinations. Just 5 miles from the unspoiled white sands of Ft. Myers Beach and less than 10 miles from the picturesque Sanibel Island, this location is a sanctuary for those seeking an authentic Floridian lifestyle. Conveniently located near shops, restaurants, and cafes, essentials are merely a short stroll away
Source: FORTMYERS #224072684
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224072684
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #224072684
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.