158 N Belvedere Dr, Hampstead, NC 28443
3 beds · 2 baths · 1,791 sqft
Welcome to this Southern Charmer situated in the coastal town of Hampstead, just minutes away from ICW. A large setback with immaculately maintained landscaping even further highlights the aesthetic appeal. As you enter, you will immediately notice gorgeous LVP floors and fresh paint. A large and bright living room with a beautiful vaulted ceiling welcomes you and feels as though it was made for a friendly gathering and cozy evenings with a nice glass of wine, reading your favorite author, playing family games, conducting deep conversations or just watching movies. The open concept connects the living room with the dining room and the kitchen. The gourmet kitchen offers stainless-steel appliances, granite countertops, a breakfast bar and a pantry which will please every chef. The private Master Suite with a vaulted ceiling and a stunning custom wooden wall offers a walk-in closet, a double vanity, a garden tub and a shower. The two spare bedrooms share a full bathroom. A laundry closet has washer and dryer ready for its new owners and together with a coat closet complete the main level. Upstairs you can explore a bonus room that can be used as a family room, an entertainment room or a man cave. Just let your imagination run wild. Enjoy your Southern sweet tea on a patio while overlooking this private piece of paradise and allow yourself to watch wildlife passing by - an abundance of birds, butterflies, fox, deer, owls, turtles, bunnies and opossums. This property is Southern Country Living at its finest! The new roof was installed in 2022. The absolutely amazing location of this property is another attractive feature to consider - a short commute to fabulous Kiwanis Park, highly rated schools, shopping, restaurants, many golf courses, ICW access, Topsail Island and Wrightsville beaches, and the city of Wilmington with a world class university, a tremendously growing network of businesses, and a historic river district.
Source: NORTHCAROLINAREGIONAL #100498887
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NORTHCAROLINAREGIONAL #100498887
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.