158 Lake Bowen Dr, Inman, SC 29349
5 beds · - baths · sqft sqft
CALL LISTING AGENT FOR SPECIALS! Welcome to your dream home on 158 Lake Bowen Drive, where luxury meets tranquility. This custom-built Cape Cod-style estate, designed with impeccable attention to detail, offers breathtaking water views and an array of high-end features. With one meticulous owner, this 5-bedroom, 4.5-bath home is smoke- and pet-free, ensuring the highest standards of maintenance and care. Enjoy year-round access to Lake Bowen’s scenic beauty from your private dock, perfect for boating, fishing, or simply soaking in the peaceful surroundings. The dock the largest allowed on the lake was recently replaced and features GFI power outlets for convenience, seating for 8, with a lighted ramp. This stunning home was built with energy efficiency in mind, using Structurally Insulated Panels (SIPs) for superior insulation, triple-pane thermal windows, and custom spray-coated sheetrock for durability and a flawless finish. The home’s exterior is based on Southern Living’s popular “Crab-apple Cottage” design, enhanced by professional architects to maximize lake views and create open, spacious living areas. The main floor boasts a spacious master suite with a luxurious en suite bathroom featuring a two-person Jacuzzi, a separate sit-down shower, and twin vanities. The gourmet kitchen offers endless storage with 88 custom cabinets, granite tile countertops, and a large island perfect for meal prep or entertainment. The laundry room was designed for efficiency and comfort, with automatic lighting, an extra-deep sink, and ample storage. Four lazy Susans in the corners maximize storage space. The 1,502 sqft finished basement offers a perfect combination of recreation and functionality with a full-size slate pool table (included), a cozy office space with a large walk-in closet, and a heated/cooled workshop with ample storage. The upper level features a spacious loft that overlooks the living room, providing additional living space, as well as guest bedrooms with a Jack and Jill bath. Step outside to enjoy the expansive outdoor living areas designed for relaxation and entertainment. Two screened porches with breathtaking lake views, furnished with custom Amish-made outdoor furniture. A large sun deck and a brick-paved rear patio with seating for 15, including a cozy fire pit—ideal for entertaining guests in all seasons. The landscaped yard features a stunning pond with multiple waterfalls and streams, as well as meandering stone pathways lined with low-maintenance plants like ever-blooming azaleas, hydrangeas, and a beautiful mix of mature trees, including oaks, magnolias, and Japanese maples. This home was designed with efficiency and comfort in mind: A state-of-the-art 4-ton heat pump and zone-controlled HVAC system keep the home comfortable year-round, with minimal energy costs. A John Deere 40kw Turbo Diesel generator can power the home for extended periods, offering peace of mind during any power outage. The home is equipped with Wi-Fi-connected systems, smart lighting, and internet-based irrigation. You will LOVE the 2.5-car garage with space for tools and equipment, a John Deere riding mower (included), and the Workshop with built-in storage for those who love DIY projects or need additional workspace. Don’t miss this once-in-a-lifetime opportunity to own a custom-built lakefront retreat with modern amenities, and with every detail thoughtfully designed for convenience, comfort, and enjoyment. Schedule your private showing today and start living the lakefront life you’ve always dreamed of! ASSUMABLE 3.25% LOAN: a VA loan principal is $298,776 with 18 years and 4 months remaining.
Source: GREENVILLESC #1537025
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1537025
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1537025
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.