15781 SW 16th Avenue Rd, Ocala, FL 34473
3 beds · 2 baths · 1,647 sqft
Welcome to this charming 3-Bedroom, 2-Bath home with golf course views in the highly sought-after Summerglen community of Ocala, Florida. This meticulously maintained home offers 1,649 sqft. of comfortable living space and is perfectly positioned near the 18th hole of the community golf course. As you step inside to the open living area you instantly gravitate to the golf course view from the screened lanai. With no direct neighbors behind, you can enjoy breathtaking views of the manicured greens and an added sense of privacy. In the kitchen you find an inviting breakfast nook, perfect for savoring your morning coffee or casual meals. The spacious kitchen showcases elegant white cabinets and sleek Corian countertops, providing both style and functionality. Conveniently located between the kitchen and the garage is a dedicated laundry room, adding ease to your daily routines. This beautiful home features a thoughtful floor plan, with two guest bedrooms and a full bathroom situated to provide a private space for family or guests. The spacious primary bedroom serves as a personal retreat, complete with an ensuite bathroom. Imagine waking up to the serene view of the golf course right outside your window, adding a touch of tranquility to your morning routine. This layout is ideal for those who value comfort, style, and breathtaking views. Featuring a brand-new roof (July 2024) and updated flooring (March 2023) throughout, provides you with peace of mind and a fresh, modern interior. The spacious 2-car garage offers ample room for your vehicles and extra storage needs and features a screened garage, ideal for enjoying fresh air while working on projects or relaxing in the shade. Situated in a prime location, this home is ideal for golf enthusiasts or anyone looking to embrace the tranquil beauty within the community. The property boasts stunning views and a serene setting, with no direct neighbors on the golf course. Summerglen isn’t just a place to live—it’s a place to thrive. As a resident, you’ll have access to a full range of amenities that cater to your active and social lifestyle. A Residents' Club to meet neighbors and participate in a variety of social activities and events, a Golf Club & Restaurant where you can savor a round of golf, then enjoy a delicious meal at the on-site restaurant, a Grand Hall that is a versatile venue for gatherings, parties, and community events, a Pool and Spa where you can relax in the resort-style pool and spa after a day on the greens, a Fitness Center to stay active with modern exercise equipment, Sports Courts for tennis, pickleball, and more for sports enthusiasts, a Softball Diamond that is perfect for friendly games with neighbors, a RV Storage Area to keep your recreational vehicles safe and nearby, a Community Garden where you can grow your own vegetables and flowers alongside fellow gardening enthusiasts, two Dog Parks with dedicated space for your furry friends to run, play, and socialize. Embrace the community lifestyle, where community living meets the convenience of nearby Ocala. Schedule your private tour today and make this beautiful golf course home your own!
Source: STELLAR #om686679
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #om686679
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #om686679
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.