15781 Portofino Springs Blvd Apt 106 # 106, Fort Myers, FL 33908
3 beds · 3 baths · sqft sqft
NEW price... This beautifully appointed "BRIZA" model townhome is nestled in the heart of Fort Myers, FL. As you enter, you'll be greeted by an open concept living space that boasts a spacious and airy feel. The well-designed floor plan features a generous living room that seamlessly flows into the dining area, perfect for both relaxing and entertaining. Large windows allow natural light to fill the space, creating a warm and welcoming atmosphere. The kitchen is a culinary delight, equipped with new appliances, ample cabinet space, and a convenient breakfast bar. Whether you’re preparing a quick meal or hosting a dinner party, this kitchen is sure to meet your needs. The ground floor primary suite comes complete with an expansive walk-in closet and an en-suite equipped with new quartz counters, dual sinks, separate tub and a fully renovated glass-enclosed shower. Enjoy outdoor living on your private screened in lanai, where you can unwind and relax. As you walk upstairs, a large loft and bonus room await you. Flex space that can be used for extra living space, home office and/or family room. At the end of the hallway you will locate the other two guest bedrooms and 3-piece bathroom. Residents of Villa Medici benefit from a range of amenities, including a sparkling community pool, fitness center, cable, water, and well-maintained common areas. The location is unbeatable, with easy access to shopping, dining, and entertainment options, as well as beautiful Gulf Coast beaches just a short drive away. Don't miss the opportunity to make this delightful townhome your new residence or vacation home. Schedule a viewing today and experience the best of Fort Myers living!
Source: FORTMYERS #224070310
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224070310
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #224070310
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.