1578 Stone Trl, Deltona, FL 32725
5 beds · 3 baths · 2,956 sqft
Welcome to this exquisite custom-built, river front, newly resurfaced pool home nestled on just shy of a half acre, offering the epitome of luxury living. This stunning residence boasts meticulous craftsmanship, thoughtful design, and an unparalleled level of comfort. As you step inside, you'll be greeted by a large and welcoming foyer with an open and inviting floor plan, where every detail has been carefully considered. The heart of this home is the gourmet kitchen which offers pool and river views against the calming woods and a chef's dream featuring granite countertops 9' and 5' cabinets, perfect for storage! The adjacent living areas are bathed in natural light, with soaring ceilings and views of the pool and river, creating a warm and inviting atmosphere. The 66x48 outdoor oasis is a true highlight, featuring a sparkling pool surrounded by pavers and beautifully landscaped gardens, providing the perfect backdrop for relaxation and recreation as well as, gatherings and summer BBQs. The enclosure was rescreened in 2017 with heavy duty screening for extra protection. The primary suite is a sanctuary of luxury, which also has views to the pool and river to include 2 walk-in closets that has built in shelving in place. The additional 4 bedrooms are generously sized, offering ample space for family and guests. Two of the bedrooms are conveniently located at each side of the foyer so could potentially be his and her offices. There is an RV hook up as well as ample space for boats, trailers, extra vehicles behind the fence or in front of! You pick! This home is not just a place to live but a lifestyle to embrace, offering the utmost in privacy and tranquility while being conveniently located to all amenities. Roof 2024, Water Heater 2024! ***Boat Dock on the Canal that leads to lake Monroe ***All Tile ***Bonus Room that is heated & aired which spans the back of the house with 6 sets of sliders to let in light and open for the breeze ***Detached Work Shed with electric ***Additional Shed for storage ***Community offers private boat ramp, tennis courts, horse stables (for a fee). Once you come to Stone Island--you will never want to leave! This home has not had any floods or damage from floods--completely accessible thru Mathew, Irma & Ian Call today to schedule your appointment to view! All Realtor Information and Measurements Intended to be Accurate but not Guaranteed. Buyer and Buyers Agent to verify all Property uses including Zoned Schools, HOA, Pets, Measurements, Lease Restrictions and Zoning as well as any other Intended Uses. ***
Source: STELLAR #v4936792
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #v4936792
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #v4936792