1578 Stone Trl, Deltona, FL 32725
5 beds · 3 baths · 2,956 sqft
Welcome to this exceptional custom-built riverfront home, featuring a newly resurfaced pool and nestled on nearly half an acre of prime real estate. This residence offers the ultimate in luxury living, with outstanding craftsmanship, thoughtful design, and unmatched comfort throughout. Upon entering, you'll be greeted by a spacious and inviting foyer that leads into an open floor plan, where every detail has been carefully crafted to create an atmosphere of warmth and elegance. The heart of the home is the gourmet kitchen, boasting stunning views of the pool, river, and serene woods. A chef’s dream, it features expansive granite countertops and an abundance of storage with 9' and 5' cabinets. The adjacent living areas are filled with natural light, showcasing soaring ceilings and panoramic views of the pool and river, adding to the home’s bright and welcoming ambiance. Outside, the 66x48 outdoor oasis is a true gem, complete with a sparkling pool surrounded by pavers and lush landscaping—perfect for relaxation, entertaining, or hosting summer barbecues. The enclosure was rescreened in 2017 with heavy-duty screening for added durability. The primary suite is a tranquil retreat, offering peaceful views of the pool and river, along with two walk-in closets equipped with built-in shelving for optimal organization. The additional four generously sized bedrooms provide ample space for family and guests, with two bedrooms conveniently located near the foyer, ideal for offices or a variety of uses. For added convenience, the property offers an RV hookup and plenty of space for boats, trailers, and extra vehicles—whether behind the fence or in front, you have the choice! This home presents a lifestyle of luxury and privacy, all while being conveniently located near essential amenities. Recent updates include a new roof (2024) and water heater (2024). Enjoy direct access to the canal with a boat dock that leads to Lake Monroe. The home also features all-tile flooring, a heated and air-conditioned bonus room that spans the back of the house with six sets of sliders to let in natural light and cool breezes, and a detached work shed with electricity, plus an additional storage shed. As part of a private community, you'll have access to a boat ramp, tennis courts, and horse stables (for a fee). Once you arrive at Stone Island, you may never want to leave! This home has not experienced any flooding. Call today to schedule your viewing and experience this stunning property in person! Please note that all information and measurements are intended to be accurate but are not guaranteed. Buyers and their agents should verify all property details, including zoning, schools, HOA rules, pet policies, and other potential uses.
Source: STELLAR #V4941805
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If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #V4941805
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.