VA loan
1 of 74
VA loan

1577 Castile St, Kissimmee, FL 34747

4 beds · 4 baths · 2,764 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Recent upgrades include new AC (2024, Tesla charger (2023), and new washer and dryer (2024). Designed with energy efficiency in mind, this eco-friendly home comes equipped with double-pane windows, a radiant barrier, an alarm system, a new 14 SEER HVAC system (2024), and an in-wall pest management system, making it as practical as it is beautiful. Nestled in the desirable Spring Lake community of Celebration you will find this stunning 4-bedroom, 3.5-bathroom residence offering the epitome of luxury and convenience to I-4 and Disney World. Positioned directly in front of the community pool and fitness center, this home offers a resort-like lifestyle year-round. The expansive first-floor master suite includes a lavish en-suite bathroom, providing ease and privacy, while the additional en-suite bedroom, two more bedrooms, bath and spacious loft for family or guests are situated upstairs offering ample room for relaxation and retreat. The main level boasts an open-concept layout, seamlessly connecting the family room, dining area, and a gourmet kitchen. The kitchen is truly the heart of the home featuring a grand center island, dark wood cabinetry, granite countertops, and premium stainless-steel appliances – a chef’s dream. Residents of Spring Lake enjoy exclusive access to a private, resort-style recreation center, complete with a sparling pool, cabana, fitness center, entertainment lawns, and grilling stations – perfect for entertaining or relaxing. Celebration itself offers an idyllic lifestyle with scenic parks, playgrounds, community pools, and over 26 miles of trails for walking and biking. With charming shops, fine dining, and abundant entertainment venues just a short stroll away, this home offers an unparalleled blend of comfort, style, and convenience.

Location
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Home details
Size
2,764 sqft
Lot size
0.06 acres
Year built
2014
Type
Single Family Residence
HOA dues
$128.99

Source: STELLAR #O6247114

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: May 01, 2025 07:16 pm
Listing agent: Laurentiu Stanica (786) 562-7960
Listing provided courtesy of: STANICA REALTY GROUP (786) 562-7960
Details provided by STELLAR and may not match the public record.
MLS ID: #O6247114
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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