15730 E Eagle Crest Rd, Fountain Hills, AZ 85268
5 beds · 4 baths · 4,369 sqft

Get a free consultation call with an expert in the mortgage assumption process.
Stunning custom Frank Lloyd Wright inspired home by premier Architects Bryan K. Rains, Rains Design and Beau H. Graffin, Graffin Design. This single-story home has mountain views from every room...to include McDowell, Red Mountain, Four Peaks and far mountain ranges. Located on an almost acre private cul-de-sac lot. Extensive 1-million-dollar remodel with latest designer features in the interior, exterior and grounds. New patios and landscaping, every detail has been designed into outdoor relaxation and entertainment. Featuring five bedrooms, all with private patios, and four baths. This beautiful home has two primary bedrooms both with private patios and spectacular views. Second primary bedroom has private unobstructed views to Red Mountain and night lights. First primary bedroom has a beautiful fireplace and too many features to list. One bedroom has been converted to a home theater. The high ceiling, spacious, foyer-great room is surrounded by glass windows and glass doors into a beautiful patio garden setting with fruit trees. Home features huge windows and glass doors that illuminates this home. The extra-large covered patio wraps around the home an has custom wood ceiling, very spacious for 3 large sitting areas and an outside kitchen. The resort-style patio has a heated pool and spa with additional sitting areas and a real wood fireplace. The entertainer designed kitchen is a chef's delight showcasing two large islands, café' style double ovens, built-in plumbed coffee maker, and high-end stainless-steel appliances. This immaculate home is now at a new home level and is a "must show" to take in all the special features.
Source: ARMLS #6840297
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ARMLS #6840297
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
